541 Ringgold St, Cincinnati, OH 45202 Property Records

Hamilton County property record for 541 Ringgold St, Cincinnati, OH 45202

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,239 sqft · built 2019
Lot Size	0.042 acres (1,834 sqft)
Owner	Company Name on Record
Last Sale	$575,000 (Feb 2026)
Tax Bill	$2,588 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Oct 2021 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`086-0001-0410-00`

Property Details

APN / Parcel Number

Primary APN	`086-0001-0410-00`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	2,239 sqft Living Area
Gross Area	2,889 sqft
1st Floor Area	900 sqft
2nd Floor Area	1,089 sqft
Basement Area	900 sqft
Finished Basement	250 sqft
Unfinished Basement	650 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	1,834 sqft (0.042 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	541 RINGGOLD ST
City	CINCINNATI
State	OH
Zip	45202-6815
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RINGGOLD ST 0.0421 AC LOT 13HIGHLAND PARK SUB PHASE 2
Legal Subdivision	HIGHLAND PARK SUB PHASE 2
Legal Lot Number	13
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2009
Census Tract	1800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Prospect Hill Historic District listed 1980 · 271 contributing resources · NRIS 80003078

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	541 RINGGOLD ST, CINCINNATI, OH 45202-6815
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2026	Warranty Deed, Transfer · Commercial Mortgage EASY STREET CAPITAL LLC
Oct 27, 2021	Transfer on Death Deed, Transfer
Dec 21, 2020	Deed of Trust, Mortgage · Conventional with PMI US BK
Dec 18, 2019	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
May 23, 2018	Trustee's Deed, Construction Loan · Line of Credit COMMONWEALTH BK
Feb 23, 2018	Trustee's Deed, Construction Loan · Line of Credit COMMONWEALTH BK
Apr 20, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2026 · Amount on Record
Deed Sale	Feb 2, 2026 · Amount on Record
Prior Sale	Dec 18, 2019 · Amount on Record
Deed Document Number	20267691
Deed Book / Page	15594 / 1343
Prior Transfer Date	Oct 19, 2021
Prior Transfer Doc	0000130701
Record Updated	Jun 8, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 2, 2026
Property Address	541 RINGGOLD ST, CINCINNATI, OH 45202-6815
Document Number	0000007691
Book / Page	15594 / 1343
Map Reference	MB 473 PG 98-99
Instrument Date	Aug 26, 2025
Instrument	2026-0007691
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	LANDSEL TITLE, LANDSEL TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	541 RINGGOLD ST, CINCINNATI, OH 45202-6815

Mortgage

Document Number	0000007692
Date	Feb 2, 2026
Book Page	15594/1345
Instrument	2026-0007692

Lender

Name	EASY STREET CAPITAL LLC
Type	Mortgage Company
Address	AUSTIN, TX 78702

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 27, 2021
Property Address	541 RINGGOLD ST, CINCINNATI, OH 45202-6815
Document Number	0000130701
Book / Page	14532 / 3164
Map Reference	MB 473 PG 98&99
Instrument Date	Oct 19, 2021
Instrument	2021-0130701
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	541 RINGGOLD ST, CINCINNATI, OH 45202-6815

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	541 RINGGOLD ST, CINCINNATI, OH 45202-6815
Document Number	0000137564
Instrument Date	Dec 21, 2020
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	541 RINGGOLD ST CINCINNATI OH 452026815, CINCINNATI, OH 45202-6815

Mortgage

Document Number	0000137564
Date	Dec 29, 2020
Book Page	014323/002176
Instrument	137564

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Dec 28, 2035

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 18, 2019
Property Address	541 RINGGOLD ST, CINCINNATI, OH 45202-6815
Document Number	0000111813
Book / Page	14066 / 00222
Map Reference	MB 473 PG 98&99
Instrument Date	Dec 9, 2019
Instrument	2019-0111813
Transaction Type	Transfer
Record Updated	Mar 8, 2023
Title Company	LAWYERS TITLE, LAWYERS TITLE OF CINCINNATI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,182.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	541 RINGGOLD ST, CINCINNATI, OH 45202-6815

Mortgage

Document Number	0000111814
Date	Dec 18, 2019
Instrument	2019-0111814

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2035

May 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HAMILTON OH
Recording Date	May 23, 2018
Property Address	541 RINGGOLD ST, CINCINNATI, OH 45202-6815
Book / Page	013674 / 001890
Instrument Date	May 22, 2018
Instrument	44122
Transaction Type	Construction Loan
Record Updated	Jun 29, 2018
Title Company	RE TITLE AGENCY LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	541 RINGGOLD ST CINCINNATI OH 452026815, CINCINNATI, OH 45202-6815

Mortgage

Document Number	0000044122
Date	May 23, 2018
Book Page	013674/001890
Instrument	44122

Lender

Name	COMMONWEALTH BK
Type	Bank
Address	FLORENCE, KY 41042

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	May 22, 2019

Interest

Rate Type	Adjustable Rate

February 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 23, 2018
Property Address	541 RINGGOLD ST, CINCINNATI, OH 45202-6815
Book / Page	013611 / 000087
Instrument Date	Feb 21, 2018
Instrument	15160
Transaction Type	Construction Loan
Record Updated	Jan 12, 2019
Title Company	RE TITLE AGENCY LLC, RE TITLE AGCY LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	541 RINGGOLD ST CINCINNATI OH 452026815, CINCINNATI, OH 45202-6815

Mortgage

Document Number	0000015160
Date	Feb 23, 2018
Book Page	013611/000087
Instrument	15160

Lender

Name	COMMONWEALTH BK
Type	Bank
Address	LOUISVILLE, KY 40207-1667

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Feb 22, 2019

Interest

Rate Type	Adjustable Rate

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 20, 2017
Property Address	541 RINGGOLD ST, CINCINNATI, OH 45202-6815
Document Number	0000035036
Book / Page	013400 / 001592
Instrument Date	Mar 24, 2017
Instrument	35036
Transaction Type	Transfer
Record Updated	May 19, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,425.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2718 VINE ST CINCINNATI OH 452192019, CINCINNATI, OH 45219-2019
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,588.00 (+3.11%)	$207,365 (-) Land $42,014 Building $165,351	$592,470 (-) Land $120,040 Building $472,430
2024	$2,510.00 (-13.3%)	$207,365 (-15.05%) Land $42,014 Building $165,351
2023	$2,895.00 (+77.17%)	$244,104 (+27.87%) Land $42,014 Building $202,090	$592,470 (+8.63%) Land $120,040 Building $472,430
2022	$1,634.00 Homeowner's exemption	$190,894 Land $23,965 Building $166,929
2020			$545,410 Land $68,470 Building $476,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 767 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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