546 Ringgold St, Cincinnati, OH 45202 Property Records

Hamilton County property record for 546 Ringgold St, Cincinnati, OH 45202

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,054 sqft · built 1880
Lot Size	0.082 acres (3,572 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Jul 2018)
Tax Bill	$1,905 (2025)
Deeds & Mortgages	May 2020 Mortgage Jul 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`086-0001-0187-00`

Property Details

APN / Parcel Number

Primary APN	`086-0001-0187-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,054 sqft Living Area
1st Floor Area	1,054 sqft
Basement Area	782 sqft

Exterior

Year Built	Built 1880
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	3,572 sqft (0.082 acres)
Lot Dimensions	150 ft deep x 48 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	546 RINGGOLD ST
City	CINCINNATI
State	OH
Zip	45202-6816
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	546 RINGGOLD ST 24 X 150 LOT 112 P M PRICES SUB
Legal Subdivision	P M PRICES SUB
Legal Lot Number	112
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2019
Census Tract	1800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Prospect Hill Historic District listed 1980 · 271 contributing resources · NRIS 80003078

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	546 RINGGOLD ST, CINCINNATI, OH 45202-6816
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage WRIGHTPATT CU INC
Jul 16, 2018	Warranty Deed, Transfer · Conventional Mortgage USAA FSB
Oct 17, 2017	Trustee's Deed, Construction Loan · Line of Credit UNITED FIDELITY BK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2018 · Amount on Record
Deed Sale	Jul 16, 2018 · Amount on Record
Prior Sale	Jul 1, 2014 · Amount on Record
Deed Document Number	0000000689
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	546 RINGGOLD ST, CINCINNATI, OH 45202-6816
Document Number	0000044002
Instrument Date	May 1, 2020
Transaction Type	Mortgage
Record Updated	Jul 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	546 RINGGOLD ST CINCINNATI OH 452026816, CINCINNATI, OH 45202-6816

Mortgage

Document Number	0000044002
Date	May 11, 2020
Book Page	014165/002526
Instrument	44002

Lender

Name	WRIGHTPATT CU INC
Address	BEAVERCREEK, OH 45431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 10, 2035

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 16, 2018
Property Address	546 RINGGOLD ST, CINCINNATI, OH 45202-6816
Document Number	0000000689
Map Reference	MB2 PG307
Instrument Date	Jul 11, 2018
Instrument	18-0060689
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 RINGGOLD ST, CINCINNATI, OH 45202

Mortgage

Document Number	0000000690
Date	Jul 16, 2018
Instrument	18-0060690

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2033

October 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 17, 2017
Property Address	546 RINGGOLD ST, CINCINNATI, OH 45202-6816
Book / Page	013525 / 001286
Instrument Date	Oct 10, 2017
Instrument	94948
Transaction Type	Construction Loan
Record Updated	Jan 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1020 W GALBRAITH RD CINCINNATI OH 452315805, CINCINNATI, OH 45231-5805

Mortgage

Document Number	0000094948
Date	Oct 17, 2017
Book Page	013525/001286
Instrument	94948

Lender

Name	UNITED FIDELITY BK FSB
Type	Federal Savings Bank
Address	EVANSVILLE, IN 47706

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Oct 16, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,905.00 (+3.14%)	$30,751 (-) Land $6,895 Building $23,856
2024	$1,847.00 (-5.86%)	$30,751 (-) Land $6,895 Building $23,856
2023	$1,962.00 (-47.09%)	$30,751 (-41.43%) Land $6,895 Building $23,856	$87,860 (-41.43%) Land $19,700 Building $68,160
2022	$3,708.00	$52,501 Land $3,931 Building $48,570
2020			$150,000 Land $11,230 Building $138,770

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 767 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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