543 Ringgold St, Cincinnati, OH 45202 Property Records

Hamilton County property record for 543 Ringgold St, Cincinnati, OH 45202

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,989 sqft · built 2019
Lot Size	0.042 acres (1,834 sqft)
Owner	2 Individual Names on File
Last Sale	$545,729 (Jan 2020)
Tax Bill	$2,588 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2021 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`086-0001-0411-00`

Property Details

APN / Parcel Number

Primary APN	`086-0001-0411-00`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	1,989 sqft Living Area
1st Floor Area	900 sqft
2nd Floor Area	1,089 sqft
Basement Area	900 sqft
Finished Basement	250 sqft

Exterior

Year Built	Built 2019
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	1,834 sqft (0.042 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	543 RINGGOLD ST
City	CINCINNATI
State	OH
Zip	45202-6815
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RINGGOLD ST 0.0421 AC LOT 14HIGHLAND PARK SUBPHASE 2
Legal Subdivision	HIGHLAND PARK SUB
Legal Phase	2
Legal Lot Number	14
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2009
Census Tract	1800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Prospect Hill Historic District listed 1980 · 271 contributing resources · NRIS 80003078

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

543 Ringgold St is owned and occupied by two individuals who bought it in January 2020.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	543 RINGGOLD ST, CINCINNATI, OH 45202-6815
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Apr 28, 2021	Deed of Trust, Mortgage · Line of Credit UNION SAVINGS BANK
May 20, 2020	Deed of Trust, Mortgage · Line of Credit US BK
Jan 13, 2020	Grant Deed, Transfer · Conventional Mortgage UNION SVGS
May 23, 2018	Trustee's Deed, Construction Loan · Line of Credit COMMONWEALTH BK
Feb 23, 2018	Trustee's Deed, Construction Loan · Line of Credit COMMONWEALTH BK
Apr 20, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2020 · Amount on File
Deed Sale	Jan 13, 2020 · Amount on File
Prior Sale	Dec 29, 1995
Deed Document Number	2020-0003656
Deed Book / Page	14082 / 00717
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	543 RINGGOLD ST, CINCINNATI, OH 45202-6815
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	OLD TOWN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043934
Date	Apr 7, 2021
Book Page	14391/4021
Instrument	2021-0043934

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 1, 2041

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	543 RINGGOLD ST, CINCINNATI, OH 45202-6815
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	543 RINGGOLD ST, CINCINNATI, OH 45202-6815

Mortgage

Document Number	0000053115
Date	Apr 28, 2021
Book Page	14406/2253
Instrument	2021-0053115

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Mar 26, 2031

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	543 RINGGOLD ST, CINCINNATI, OH 45202-6815
Document Number	0000063628
Instrument Date	May 20, 2020
Transaction Type	Mortgage
Record Updated	Sep 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	543 RINGGOLD ST CINCINNATI OH 452026815, CINCINNATI, OH 45202-6815

Mortgage

Document Number	0000063628
Date	Jul 2, 2020
Book Page	014202/001988
Instrument	63628

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 13, 2020
Property Address	543 RINGGOLD ST, CINCINNATI, OH 45202-6815
Document Number	0000003656
Book / Page	014082 / 000717
Instrument Date	Jan 9, 2020
Instrument	3656
Transaction Type	Transfer
Record Updated	May 19, 2021
Title Company	ACS TITLE, ACS TITLE & CLOSING

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,183.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	543 RINGGOLD ST CINCINNATI OH 452026815, CINCINNATI, OH 45202-6815

Mortgage

Document Number	3657
Date	Jan 13, 2020
Book Page	014082/000719
Instrument	3657

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 12, 2050

May 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HAMILTON OH
Recording Date	May 23, 2018
Property Address	543 RINGGOLD ST, CINCINNATI, OH 45202-6815
Book / Page	013674 / 001890
Instrument Date	May 22, 2018
Instrument	44122
Transaction Type	Construction Loan
Record Updated	Jun 29, 2018
Title Company	RE TITLE AGENCY LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	543 RINGGOLD ST CINCINNATI OH 452026815, CINCINNATI, OH 45202-6815

Mortgage

Document Number	0000044122
Date	May 23, 2018
Book Page	013674/001890
Instrument	44122

Lender

Name	COMMONWEALTH BK
Type	Bank
Address	FLORENCE, KY 41042

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	May 22, 2019

Interest

Rate Type	Adjustable Rate

February 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 23, 2018
Property Address	543 RINGGOLD ST, CINCINNATI, OH 45202-6815
Book / Page	013611 / 000087
Instrument Date	Feb 21, 2018
Instrument	15160
Transaction Type	Construction Loan
Record Updated	Jan 12, 2019
Title Company	RE TITLE AGENCY LLC, RE TITLE AGCY LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	543 RINGGOLD ST CINCINNATI OH 452026815, CINCINNATI, OH 45202-6815

Mortgage

Document Number	0000015160
Date	Feb 23, 2018
Book Page	013611/000087
Instrument	15160

Lender

Name	COMMONWEALTH BK
Type	Bank
Address	LOUISVILLE, KY 40207-1667

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Feb 22, 2019

Interest

Rate Type	Adjustable Rate

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 20, 2017
Property Address	543 RINGGOLD ST, CINCINNATI, OH 45202-6815
Document Number	0000035036
Book / Page	013400 / 001592
Instrument Date	Mar 24, 2017
Instrument	35036
Transaction Type	Transfer
Record Updated	May 19, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,425.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2718 VINE ST CINCINNATI OH 452192019, CINCINNATI, OH 45219-2019
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 543 Ringgold St was $2,588, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,588.00 (+3.11%)	$207,365 (-) Land $42,014 Building $165,351
2024	$2,510.00 (-2.18%)	$207,365 (-) Land $42,014 Building $165,351
2023	$2,566.00 (+57.04%)	$207,365 (+8.56%) Land $42,014 Building $165,351	$592,470 Land $120,040 Building $472,430
2022	$1,634.00 Homeowner's exemption	$191,006 Land $23,965 Building $167,041
2020			$545,730 Land $68,470 Building $477,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 543 Ringgold St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 543 Ringgold St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 767 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Ringgold St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures