Ventura County property record for 5439 Reef Way, Oxnard, CA 93035 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1961 |
| Square Footage | 2,968 sqft Living Area |
| Lot Size | 4,085 sqft (0.094 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,200,000 (2018) |
| Tax Bill | $16,443.00 (2025) |
Source: Ventura County records · APN 191-0-044-215
Assessment roll updated July 15, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5439 REEF WAY, OXNARD, CA 93035-1066 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION |
| Nov 16, 2018 | Grant Deed, Transfer SYNERGY ONE LNDG |
| Aug 10, 2017 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage BAXTER CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 16, 2018 · Amount on Record |
| Deed Sale | Nov 16, 2018 · Amount on Record |
| Prior Sale | Jan 19, 2007 · Amount on Record |
| Deed Doc Number | 2018128501 |
| Prior Transfer Date | Sep 30, 2011 |
| Prior Transfer Doc | 0000171521 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 5439 REEF WAY, OXNARD, CA 93035-1066 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ORANGE COAST TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000087456 |
|---|---|
| Date | Jun 22, 2020 |
| Instrument | 20200622-00087456 |
| Name | OWNING CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | ORANGE, CA 92868 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | VENTURA CA |
| Recording Date | Nov 16, 2018 |
| Property Address | 5439 REEF WAY, OXNARD, CA 93035-1066 |
| Document Number | 0000128501 |
| Instrument Date | Oct 15, 2018 |
| Instrument | 128501 |
| Transaction Type | Transfer |
| Record Updated | Dec 06, 2018 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,320.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 5439 REEF WAY OXNARD CA 930351066, OXNARD, CA 93035-1066 |
| Document Number | 128502 |
|---|---|
| Date | Nov 16, 2018 |
| Instrument | 128502 |
| Name | SYNERGY ONE LNDG |
|---|---|
| Address | SAN DIEGO, CA 92108 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 15, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 5439 REEF WAY, OXNARD, CA 93035-1066 |
| Document Number | 0000105208 |
| Instrument Date | Aug 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 2854 ARBELLA LN THOUSAND OAKS CA 913621757, THOUSAND OAKS, CA 91362-1757 |
| Document Number | 0000105208 |
|---|---|
| Date | Aug 15, 2017 |
| Instrument | 105208 |
| Name | BAXTER CU |
|---|---|
| Type | Credit Union |
| Address | VERNON HILLS, IL 60061 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 14, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
Source: Ventura County records · Assessment roll updated July 15, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Ventura County |
| Municipality | Oxnard City |
| Elementary School District | Oxnard Elementary School District (KG - 08) |
| Secondary School District | Oxnard Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,365,392 (+2%) Land $887,507 Building $477,885 | |
| 2025 | $16,443.00 (+2.23%) Homeowner's exemption | $1,338,620 (+4.04%) Land $870,105 Building $468,515 |
| 2024 | $16,084.00 (+3.81%) | |
| 2023 | $15,493.00 (+3.13%) Homeowner's exemption | $1,286,641 Land $836,318 Building $450,323 |
| 2022 | $15,023.00 |
Source: FEMA National Flood Hazard Layer, Ventura County (06111C), updated September 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 191-0-044-215 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,968 sqft Living Area |
| 1st Floor | 1,684 sqft 1st Floor |
| 2nd Floor | 1,284 sqft 2nd Floor |
| Upper Floors | 256 sqft Upper Floors |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Lot Area | 4,085 sqft (0.094 acres) |
| Depth X Width | 100 ft x 40 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 427 sqft Garage |
| Patio Area | 256 sqft Patio |
| Porch | Porch |
| Porch Area | 27 sqft Porch |
| Street Address | 5439 REEF WAY |
|---|---|
| City | OXNARD |
| State | CA |
| Zip | 93035-1066 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TRACT: 105600 LOT: 93 REF: 027MR 015 |
| Legal Subdivision | 1056 |
| Legal Tract | 105600 |
| Legal Block | 44 |
| Legal Lot Number | 93 |
| Jurisdiction | VENTURA CA |
| Minor Civil Division | OXNARD |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 3615 |
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