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5424 Reef Way, Oxnard, CA 93035 Property Records

Ventura County property record for 5424 Reef Way, Oxnard, CA 93035 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1988
Square Footage2,828 sqft Living Area
Lot Size4,090 sqft (0.094 acres)
OccupancyOwner Occupied
Last Sale$1,386,000 (2021)
Tax Bill$18,428.00 (2025)

Property Details

APN / Parcel Number

Primary APN191-0-045-075

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms5 Rooms
Building Area2,828 sqft Living Area
1st Floor1,027 sqft 1st Floor
2nd Floor1,801 sqft 2nd Floor
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Lot Area4,090 sqft (0.094 acres)
Depth X Width101 ft x 40 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage Area525 sqft Garage

Exterior Amenities

Deck Area90 sqft Deck
Patio Area120 sqft Patio
PorchPorch
Porch Area144 sqft Porch

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address5424 REEF WAY
CityOXNARD
StateCA
Zip93035-1065
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTRACT: 105600 LOT: 104 REF: 027MR 015
Legal SubdivisionTRACT NO 1056
Legal Tract105600
Legal Block45
Legal Lot Number104
JurisdictionVENTURA CA
Minor Civil DivisionOXNARD
Census Blockgroup1
Census Block1004
Census Tract3615

Owner

Source: Ventura County records · APN 191-0-045-075

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address5424 REEF WAY, OXNARD, CA 93035-1065
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Trust

Deeds, Mortgages & Sale History

DateDocument
Jan 08, 2021Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE LLC
Aug 18, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Aug 18, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Oct 04, 2018Quit Claim Deed, Transfer
CONSUMERS TITLE COMPANY
Oct 04, 2018Quit Claim Deed, Transfer
CONSUMERS TITLE COMPANY
Oct 04, 2018Grant Deed, Transfer · Adjustable Rate Mortgage (ARM)
CITY NATIONAL BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 08, 2021 · Amount on Record
Deed SaleJan 08, 2021 · Amount on Record
Prior SaleOct 04, 2018 · Amount on Record
Deed Doc Number20213668
Prior Transfer DateJul 31, 2020
Prior Transfer Doc0000126038
Record RefreshedSep 20, 2026

January 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionVENTURA CA
Recording DateJan 08, 2021
Property Address5424 REEF WAY, OXNARD, CA 93035-1065
Document Number0000003668
Map ReferenceMB 27 PG 15-19
Instrument DateNov 25, 2020
Instrument20210108-00003668
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyLAWYERS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Living Trust
Address5424 REEF WAY, OXNARD, CA 93035-1065

Mortgage

Document Number0000003669
DateJan 08, 2021
Instrument20210108-00003669
Lender
NameUNITED WHOLESALE MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionVENTURA CA
Recording DateAug 18, 2020
Property Address5424 REEF WAY, OXNARD, CA 93035-1065
Document Number0000126039
Instrument DateAug 07, 2020
Instrument126039
Transaction TypeTransfer
Record UpdatedSep 09, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address5424 REEF WAY OXNARD CA 930351065, OXNARD, CA 93035-1065

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionVENTURA CA
Recording DateAug 18, 2020
Property Address5424 REEF WAY, OXNARD, CA 93035-1065
Document Number0000126038
Instrument DateJul 31, 2020
Instrument126038
Transaction TypeTransfer
Record UpdatedSep 09, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address5424 REEF WAY OXNARD CA 930351065, OXNARD, CA 93035-1065

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionVENTURA CA
Recording DateOct 04, 2018
Property Address5424 REEF WAY, OXNARD, CA 93035-1065
Document Number0000113032
Instrument DateSep 06, 2018
Instrument113032
Transaction TypeTransfer
Record UpdatedOct 23, 2018
Title CompanyCONSUMERS TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address5424 REEF WAY OXNARD CA 930351065, OXNARD, CA 93035-1065

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionVENTURA CA
Recording DateOct 04, 2018
Property Address5424 REEF WAY, OXNARD, CA 93035-1065
Document Number0000113033
Instrument DateSep 06, 2018
Instrument113033
Transaction TypeTransfer
Record UpdatedOct 23, 2018
Title CompanyCONSUMERS TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address5424 REEF WAY OXNARD CA 930351065, OXNARD, CA 93035-1065

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionVENTURA CA
Recording DateOct 04, 2018
Property Address5424 REEF WAY, OXNARD, CA 93035-1065
Document Number0000113031
Map ReferenceMB27 PG15-19
Instrument DateAug 24, 2018
Instrument20181004-00113031
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyCONSUMERS TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address5424 REEF WAY, OXNARD, CA 93035-1065

Mortgage

Document Number0000113034
DateOct 04, 2018
Instrument20181004-00113034
Lender
NameCITY NATIONAL BANK
TypeBank
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueNov 01, 2048
Interest
Rate TypeAdjustable Rate
Rate3.86%
Type Change DateNov 01, 2028
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change8.86%
Index1-Year CMT
Max Rate8.86%

Tax Assessment & Valuation

Source: Ventura County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyVentura County
MunicipalityOxnard City
Elementary School DistrictOxnard Elementary School District (KG - 08)
Secondary School DistrictOxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,529,740 (+2%) Land $994,224 Building $535,516
2025$18,428.00 (+2.24%) Homeowner's exemption$1,499,746 (+4.04%) Land $974,730 Building $525,016
2024$18,025.00 (+3.81%)
2023$17,363.00 (+3.12%) Homeowner's exemption$1,441,510 Land $936,880 Building $504,630
2022$16,837.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ventura County (06111C), updated September 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone VE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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