5409 Reef Way, Oxnard, CA 93035 Property Records

Ventura County property record for 5409 Reef Way, Oxnard, CA 93035 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 1965
Square Footage	1,999 sqft Living Area
Lot Size	4,085 sqft (0.094 acres)
Garage	462 sqft
Tax Bill	$1,205.00 (2025)

Owner

Source: Ventura County records · APN 191-0-044-165

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	5409 REEF WAY, OXNARD, CA 93035-1066
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Oct 21, 2025
Transfer Doc	0000082848
Record Refreshed	Sep 20, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Nov 18, 2025
Property Address	5409 REEF WAY, OXNARD, CA 93035-1066
Document Number	0000082848
Map Reference	MB 27 PG 15
Instrument Date	Oct 21, 2025
Instrument	2025000082848
Transaction Type	Transfer
Record Updated	Dec 04, 2025
Title Company	UNKNOWN, FNC TITLE OF CALIFORNIA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	5409 REEF WAY, OXNARD, CA 93035-1066

Mortgage

Document Number	0000082849
Date	Nov 18, 2025
Instrument	2025000082849

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	881 Months
Due	Apr 20, 2099

Tax Assessment & Valuation

Source: Ventura County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$103,662 (+2%) Land $17,444 Building $86,218
2025	$1,205.00 (+2.29%) Homeowner's exemption	$101,630 (+4.04%) Land $17,102 Building $84,528
2024	$1,178.00 (+3.88%)
2023	$1,134.00 (+3.09%) Homeowner's exemption	$97,685 Land $16,438 Building $81,247
2022	$1,100.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ventura County (06111C), updated September 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`191-0-044-165`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Building Area	1,999 sqft Living Area
1st Floor	1,506 sqft 1st Floor
2nd Floor	493 sqft 2nd Floor
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Lot Area	4,085 sqft (0.094 acres)
Depth X Width	100 ft x 40 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Area	462 sqft Garage
Porch	Porch
Porch Area	200 sqft Porch

Location & Zoning

Street Address	5409 REEF WAY
City	OXNARD
State	CA
Zip	93035-1066
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	TRACT: 105600 LOT: 88 REF: 027MR 015
Legal Tract	105600
Legal Block	44
Legal Lot Number	88
Jurisdiction	VENTURA CA
Minor Civil Division	OXNARD
Census Blockgroup	1
Census Block	1003
Census Tract	3615