541 Ryan Dr, Richmond, KY 40475 Property Records

Madison County property record for 541 Ryan Dr, Richmond, KY 40475 · Last verified December 2025

Property Summary

Property Type	Other
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Oct 2025)
Tax Bill	$2,876 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Jun 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0068-002G-0023`

Property Details

APN / Parcel Number

Primary APN	`0068-002G-0023`
Alternative APNs	`119850` `82871` `49310`

Exterior

Lot Area	9,148 sqft (0.21 acres)

Location & Zoning

Account Number	49310
Street Address	541 RYAN DR
City	RICHMOND
State	KY
Zip	40475-7578
Property Category	Other
Property Type	Other > Miscellaneous
Legal Description	MAGNOLIA POINTE LOT 23 PH 1
Legal Phase	1
Legal Lot Number	23
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1011
Census Tract	10301

Owner

Source: Madison County records · APN 0068-002G-0023

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	541 RYAN DR, RICHMOND, KY 40475-7578
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2022	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU
Jun 09, 2025	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY TRUST BANK INC
Oct 30, 2025	Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING
Jan 14, 2020	Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK FSB
Dec 17, 2018	Warranty Deed, Construction Loan · Construction Mortgage PEOPLES BANK & TRUST CO OF MADISON

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 30, 2025 · Amount on Record
Deed Sale	Oct 30, 2025 · Amount on Record
Prior Sale	Jan 14, 2020 · Amount on Record
Deed Document Number	2014295825
Deed Book / Page	D875 / 196
Record Updated	Jun 08, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	541 RYAN DR, RICHMOND, KY 40475-7578
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0M2176/578
Date	Jul 19, 2022
Book Page	M2176/578
Instrument	2014102055

Lender

Name	UNIVERSITY OF KENTUCKY FCU
Type	Credit Union
Address	LEXINGTON, KY 40509

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 18, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	541 RYAN DR, RICHMOND, KY 40475-7578
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0M2384/347
Date	Jun 09, 2025
Book Page	M2384/347
Instrument	2014265753

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	PIKEVILLE, KY 41502

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	11 Months
Due	May 12, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Oct 30, 2025
Property Address	541 RYAN DR, RICHMOND, KY 40475-7578
Document Number	00D875/196
Book / Page	D875 / 196
Map Reference	CAB 28 SL 43
Instrument Date	Oct 24, 2025
Instrument	2014295825
Transaction Type	Transfer
Record Updated	Apr 03, 2026
Title Company	LAND GROUP TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 WHALEN PL, RICHMOND, KY 40475-1167

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	541 RYAN DR, RICHMOND, KY 40475-7578

Mortgage

Document Number	2014295826
Date	Oct 30, 2025
Instrument	2014295826

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

Mortgage

Document Number	0M2420/560
Date	Oct 30, 2025
Book Page	M2420/560
Instrument	2014295827

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	181 Months
Due	Nov 01, 2040

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Jan 14, 2020
Property Address	541 RYAN DR, RICHMOND, KY 40475-7578
Document Number	D00783/308
Book / Page	D00783 / 308
Map Reference	CAB 3 SL 43
Instrument Date	Dec 30, 2019
Instrument	2014005403
Transaction Type	Transfer
Record Updated	Feb 02, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2710 PINE GROVE RD, PARIS, KY 40361-9002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	541 RYAN DR, RICHMOND, KY 40475-7578

Mortgage

Document Number	2014005404
Date	Jan 14, 2020
Instrument	2014005404

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2050

December 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Dec 17, 2018
Property Address	541 RYAN DR, RICHMOND, KY 40475-7578
Document Number	D00768/120
Book / Page	D00768 / 120
Map Reference	CAB28 SL43
Instrument Date	Dec 06, 2018
Instrument	2013986038
Transaction Type	Construction Loan
Record Updated	Feb 02, 2024

Transaction

Amount	Amount Recorded
Tax	$70.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	138 N KEENELAND DR, RICHMOND, KY 40475-7951

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2710 PINE GROVE RD, PARIS, KY 40361-9002

Mortgage

Document Number	2013986041
Date	Dec 17, 2018
Instrument	2013986041

Lender

Name	PEOPLES BANK & TRUST CO OF MADISON
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Mortgage

Document Number	M01839/090
Date	Dec 17, 2018
Book Page	M01839/090
Instrument	2013986042

Lender

Name	PEOPLES BANK & TRUST CO OF MADISON CNTY
Type	Bank
Address	BEREA, KY 40403

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,876.00 (+16.3%) Additional exemption filed	$305,000 (+19.61%)	$305,000 (+19.61%)
2023	$2,473.00 (-0.32%)	$255,000 (-)	$255,000 (-)
2022	$2,481.00	$255,000	$255,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211510103011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 2,439 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 213 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000

May also be available at this address: Verizon, Metronet Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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