545 Ryan Dr, Richmond, KY 40475 Property Records

Madison County property record for 545 Ryan Dr, Richmond, KY 40475

Property Summary

Property Type	Other
Lot Size	0.242 acres (10,542 sqft)
Owner	Individual Name on Record
Last Sale	$369,473 (Jan 2021)
Tax Bill	$3,073 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0068-002G-0022`

Property Details

APN / Parcel Number

Primary APN	`0068-002G-0022`
Alternative APNs	`100170` `137398` `67364`

Exterior

Lot Area	10,542 sqft (0.242 acres)

Location & Zoning

Account Number	67364
Street Address	545 RYAN DR
City	RICHMOND
State	KY
Zip	40475-7578
Property Category	Other
Property Type	Other > Miscellaneous
Legal Description	MAGNOLIA POINTE LOT 22 PH 1 (.242 ACRES)
Legal Phase	1
Legal Lot Number	22
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1011
Census Tract	10301

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	545 RYAN DR, RICHMOND, KY 40475-7578
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2021	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Jan 6, 2021	Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2021 · Amount on Record
Deed Sale	Jan 6, 2021 · Amount on Record
Deed Document Number	2014027143
Deed Book / Page	D00799 / 440
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	545 RYAN DR, RICHMOND, KY 40475-7578
Transaction Type	Mortgage
Record Updated	Feb 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2106/747
Date	Nov 2, 2021
Book Page	M2106/747
Instrument	2014062022

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Oct 1, 2036

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jan 6, 2021
Property Address	545 RYAN DR, RICHMOND, KY 40475-7578
Document Number	D00799/440
Book / Page	D00799 / 440
Map Reference	CAB 28 SL 43
Instrument Date	Dec 11, 2020
Instrument	2014027143
Transaction Type	Transfer
Record Updated	Feb 2, 2024
Title Company	NAVY FEDERAL TITLE SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$369.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2250 LEESTOWN RD, LEXINGTON, KY 40511-1052

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 RYAN DR, RICHMOND, KY 40475-7578

Mortgage

Document Number	2014027144
Date	Jan 6, 2021
Instrument	2014027144

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,073.00 (-1.95%) Homeowner's exemption	$375,000 (+1.5%)	$375,000 (+1.5%)
2023	$3,134.00 (-2.06%) Homeowner's exemption	$369,473 (-)	$369,473 (-)
2022	$3,200.00 Homeowner's exemption	$369,473	$369,473

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Metronet, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ryan Dr

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