525 Ely St, Allegan, MI 49010 Property Records

Allegan County property record for 525 Ely St, Allegan, MI 49010

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,470 sqft
Lot Size	0.682 acres (29,708 sqft)
Owner	Individual Name on Record
Last Sale	$41,500 (Oct 1986)
Tax Bill	$3,001 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jun 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`51-300-009-00`

Property Details

APN / Parcel Number

Primary APN	`51-300-009-00`
Alternative APN	`03-51-300-009-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,470 sqft Living Area
1st Floor Area	1,028 sqft
Basement Area	884 sqft
Unfinished Basement	884 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Wood
Foundation Type	Raised
Lot Area	29,708 sqft (0.682 acres)
Lot Dimensions	495 ft deep x 60 ft wide
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	525 ELY ST
City	ALLEGAN
State	MI
Zip	49010-1420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 SFR
Legal Description	COM ON CENT LINE ELY ST 307 FT S 52 DEG W FROM E LINE SEC TH S 52 DEG W 50 FT TH S 40 DEG E 200 FT TH N 52 DEG E 50 FT TH N 40 DEG W 200 FT TO BEG ALSO COM ON CENTER LN OF ELY ST 297 FT S 52 DEG W FROM THE E LN OF SEC 29, TH S. 52 DEG W ON CENTER OF
Jurisdiction	ALLEGAN MI
Township / Civil Division	ALLEGAN
Census Block Group	3
Census Block	3022
Census Tract	31200

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	525 ELY ST, ALLEGAN, MI 49010-1420
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CREDIT UNION
Jun 18, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Mar 4, 2026	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 1986 · Amount on Record
Deed Sale	Oct 1, 1986 · Amount on Record
Deed Book / Page	1131 / 74
Last Transfer Date	Mar 2, 2026
Transfer Doc	005115/473
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Recording Date	Jul 28, 2026
Property Address	525 ELY ST, ALLEGAN, MI 49010-1420
Document Number	0000012587
Book / Page	5160 / 205
Instrument Date	Jul 21, 2026
Instrument	202612587
Transaction Type	Mortgage
Record Updated	Aug 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 ELY ST, ALLEGAN, MI 49010-1420

Mortgage

Document Number	0000012587,
Date	Jul 28, 2026
Book Page	5160/205
Instrument	202612587

Lender

Name	LAKE MICHIGAN CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 15, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.49%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALLEGAN MI
Recording Date	Jun 18, 2026
Property Address	525 ELY ST, ALLEGAN, MI 49010-1420
Document Number	0000010317
Book / Page	5148 / 364
Instrument Date	Jun 18, 2026
Instrument	202610317
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	525 ELY ST, ALLEGAN, MI 49010-1420

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALLEGAN MI
Recording Date	Mar 4, 2026
Property Address	525 ELY ST, ALLEGAN, MI 49010-1420
Document Number	005115/473
Book / Page	5115 / 473
Instrument Date	Mar 2, 2026
Instrument	2026003096
Transaction Type	Transfer
Record Updated	Mar 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4191 NANTUCKET DR, ALLEGAN, MI 49010-9491

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 ELY ST, ALLEGAN, MI 49010-1420

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Allegan City
Unified School District	Allegan Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$97,600 (+6.43%) Land $32,900 Building $64,700	$195,200 (+6.43%) Land $65,800 Building $129,400
2025	$3,001.00 (+2.42%) Homeowner's exemption	$91,700 (+28.43%) Land $27,500 Building $64,200	$183,400 (+28.43%) Land $55,000 Building $128,400
2024	$2,930.00 (+9.98%)
2023		$71,400 Land $22,700 Building $48,700	$142,800 Land $45,400 Building $97,400
2022	$2,664.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jun 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALLEGAN serves 5,930 people · EPA ID MI0000120
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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