524 Ely St, Allegan, MI 49010 Property Records

Allegan County property record for 524 Ely St, Allegan, MI 49010

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,597 sqft
Lot Size	0.189 acres (8,233 sqft)
Owner	2 Individual Names on Record
Last Sale	$182,000 (Aug 2024)
Tax Bill	$4,417 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`51-125-005-00`

Property Details

APN / Parcel Number

Primary APN	`51-125-005-00`
Alternative APN	`03-51-125-005-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,597 sqft Living Area
1st Floor Area	916 sqft
Basement Area	1,080 sqft
Unfinished Basement	1,080 sqft

Exterior

Architectural Style	Custom Design
Exterior Material	Wood
Lot Area	8,233 sqft (0.189 acres)
Lot Dimensions	165 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	524 ELY ST
City	ALLEGAN
State	MI
Zip	49010-1421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 SFR
Legal Description	WLY 50 FT OF LOT 5 DAVIS PLAT.
Legal Subdivision	DAVIS PLAT
Legal Lot Number	5
Jurisdiction	ALLEGAN MI
Township / Civil Division	ALLEGAN
Census Block Group	4
Census Block	4023
Census Tract	31200

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	524 ELY ST, ALLEGAN, MI 49010-1421
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2022	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
Mar 15, 2018	Warranty Deed, Transfer · FHA Mortgage NORTHPOINTE BANK
Mar 15, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2024 · Amount on Record
Deed Sale	Aug 20, 2024 · Amount on Record
Prior Sale	Mar 15, 2018 · Amount on Record
Deed Document Number	202412239
Deed Book / Page	4966 / 896
Prior Transfer Date	Dec 6, 2012
Prior Transfer Doc	3699/682
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	524 ELY ST, ALLEGAN, MI 49010-1421
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 ELY ST, ALLEGAN, MI 49010-1421

Mortgage

Document Number	004735/750
Date	Mar 2, 2022
Book Page	4735/750
Instrument	2022004329

Lender

Name	M & T BANK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Dec 1, 2051

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Mar 15, 2018
Property Address	524 ELY ST, ALLEGAN, MI 49010-1421
Document Number	004228/885
Book / Page	4228 / 885
Instrument Date	Feb 28, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,204.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	524 ELY ST, 524, ALLEGAN, MI 49010-1421

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5289 CHICAGO DR, HUDSONVILLE, MI 49426-9411

Mortgage

Document Number	0004228888
Date	Mar 15, 2018
Instrument	4228/888

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Mar 15, 2018
Property Address	524 ELY ST, ALLEGAN, MI 49010-1421
Document Number	4228/881
Book / Page	4228 / 881
Instrument Date	Feb 23, 2018
Transaction Type	Transfer
Record Updated	Aug 3, 2021

Transaction

Amount	Amount Recorded
Tax	$55.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11560 S COTTONWOOD AVE, 11560, SAND LAKE, MI 49343-9616

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5124 ELY SYT, ALLEGAN, MI 49010

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Allegan City
Unified School District	Allegan Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$100,200 (+27.64%) Land $16,100 Building $84,100	$200,400 (+27.64%) Land $32,200 Building $168,200
2025	$4,417.00 (+99.5%)
2023		$78,500 Land $13,700 Building $64,800	$157,000 Land $27,400 Building $129,600
2022	$2,214.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALLEGAN serves 5,930 people · EPA ID MI0000120
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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