529 Ely St, Allegan, MI 49010 Property Records

Allegan County property record for 529 Ely St, Allegan, MI 49010

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,496 sqft · built 1921
Lot Size	0.566 acres (24,655 sqft)
Owner	Individual Name on Record
Last Sale	$88,000 (Feb 2014)
Tax Bill	$2,028 (2025)
Deeds & Mortgages	Jul 2022 Second Mortgage Dec 2018 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51-300-010-00`

Property Details

APN / Parcel Number

Primary APN	`51-300-010-00`
Alternative APN	`03-51-300-010-00`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,496 sqft Living Area
1st Floor Area	960 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Exterior Material	Wood
Lot Area	24,655 sqft (0.566 acres)
Lot Dimensions	440 ft deep x 56 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	529 ELY ST
City	ALLEGAN
State	MI
Zip	49010-1420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 SFR
Legal Description	COM ON CENT LINE ELY ST 357 FT S 52 DEG W FROM E LINE SEC TH S 40 DEG E 495 FT TH S 72 DEG W 59.4 FT TH N 40 DEG W 476.75 FT TH NELY TO BEG SEC 29 T2N R13W.
Legal Range	13W
Legal Township	02N
Legal Section	29
Jurisdiction	ALLEGAN MI
Township / Civil Division	ALLEGAN
Census Block Group	3
Census Block	3022
Census Tract	31200

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	529 ELY ST, ALLEGAN, MI 49010-1420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP
Dec 26, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ALLEGAN COMMUNITY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2014 · Amount on Record
Deed Sale	Feb 25, 2014 · Amount on Record
Prior Sale	Sep 29, 1994
Deed Book / Page	3816 / 928
Prior Transfer Date	Apr 15, 2010
Prior Transfer Doc	3414/495
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	529 ELY ST, ALLEGAN, MI 49010-1420
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	529 ELY ST, ALLEGAN, MI 49010-1420

Mortgage

Document Number	004782/431
Date	Jul 26, 2022
Book Page	4782/431
Instrument	2022014662

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 1, 2052

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	529 ELY ST, ALLEGAN, MI 49010-1420
Transaction Type	Mortgage
Record Updated	Jan 9, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4311/166
Date	Dec 26, 2018
Book Page	4311/166

Lender

Name	ALLEGAN COMMUNITY FCU
Type	Credit Union
Address	ALLEGAN, MI 49010

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Oct 25, 2033

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Allegan City
Unified School District	Allegan Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$115,600 (+5.47%) Land $29,500 Building $86,100	$231,200 (+5.47%) Land $59,000 Building $172,200
2025	$2,028.00 (+2.27%) Homeowner's exemption	$109,600 (+29.7%) Land $24,700 Building $84,900	$219,200 (+29.7%) Land $49,400 Building $169,800
2024	$1,983.00 (+9.92%)
2023		$84,500 Land $20,400 Building $64,100	$169,000 Land $40,800 Building $128,200
2022	$1,804.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jun 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALLEGAN serves 5,930 people · EPA ID MI0000120
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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