513 Ely St, Allegan, MI 49010 Property Records

Allegan County property record for 513 Ely St, Allegan, MI 49010

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,574 sqft
Lot Size	1.13 acres (49,310 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,600 (Jul 2022)
Tax Bill	$3,759 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Jul 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`51-300-008-00`

Property Details

APN / Parcel Number

Primary APN	`51-300-008-00`
Alternative APN	`03-51-300-008-00`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,574 sqft Living Area
1st Floor Area	1,334 sqft
Basement Area	649 sqft
Unfinished Basement	649 sqft

Exterior

Exterior Material	Wood
Foundation Type	No Foundation
Lot Area	49,310 sqft (1.13 acres)
Lot Dimensions	290 ft deep x 170 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	513 ELY ST
City	ALLEGAN
State	MI
Zip	49010-1420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 SFR
Legal Description	COM AT A PT ON C/L ELY ST 307' S 52 DEG W OF E LIN SEC 29 TH SELY AT RT ANG TO ELY ST TO E LIN SEC 29 TH N ON SEC LIN TO A PT 330' S OF C/L ELY ST TH W 33' TH N 17 DEG W TO C/L ELY ST TH SW ALG C/L TO BEG EX COM AT A PT ON SEC LN BETW SEC 28 & 29, 33
Legal Range	13W
Legal Township	02N
Legal Section	29
Jurisdiction	ALLEGAN MI
Township / Civil Division	ALLEGAN
Census Block Group	3
Census Block	3022
Census Tract	31200

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	513 ELY ST, ALLEGAN, MI 49010-1420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD LOANS
Jul 27, 2022	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS
May 23, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Jun 24, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Mar 8, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
May 23, 2018	Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2022 · Amount on Record
Deed Sale	Jul 27, 2022 · Amount on Record
Prior Sale	May 23, 2018 · Amount on Record
Deed Document Number	202214755
Deed Book / Page	4782 / 879
Prior Transfer Date	Sep 16, 2015
Prior Transfer Doc	3965/458
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	513 ELY ST, ALLEGAN, MI 49010-1420
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2611 BARRY ST, HUDSONVILLE, MI 49426-9491

Mortgage

Document Number	004801/758
Date	Sep 27, 2022
Book Page	4801/758
Instrument	2022018740

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2052

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Jul 27, 2022
Property Address	513 ELY ST, ALLEGAN, MI 49010-1420
Document Number	004782/879
Book / Page	4782 / 879
Instrument Date	Jul 22, 2022
Instrument	2022014755
Transaction Type	Transfer
Record Updated	Aug 3, 2022
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,582.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	513 ELY ST, 513, ALLEGAN, MI 49010-1420

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 ELY ST, ALLEGAN, MI 49010-1420

Mortgage

Document Number	0004782882
Date	Jul 27, 2022
Instrument	4782-882

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	513 ELY ST, ALLEGAN, MI 49010-1420
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004346/666
Date	May 23, 2019
Book Page	4346/666

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	513 ELY ST, ALLEGAN, MI 49010-1420
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004636/861
Date	Jun 24, 2021
Book Page	4636/861

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Jun 1, 2049

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	513 ELY ST, ALLEGAN, MI 49010-1420
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 ELY ST, ALLEGAN, MI 49010-1420

Mortgage

Document Number	004737/306
Date	Mar 8, 2022
Book Page	4737/306
Instrument	2022004636

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	327 Months
Due	Jun 1, 2049

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	May 23, 2018
Property Address	513 ELY ST, ALLEGAN, MI 49010-1420
Document Number	004248/114
Book / Page	4248 / 114
Instrument Date	May 10, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	TITLE AGENCY OF MICHIGAN, SUN TITLE AGENCY OF MICHIGAN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$666.50
Amount Accuracy	Full Amount Stated
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5150 112TH AVE, 5150, FENNVILLE, MI 49408-8515

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 ELY ST, ALLEGAN, MI 49010-1420

Mortgage

Document Number	0004248117
Date	May 23, 2018
Instrument	4248/117

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Allegan City
Unified School District	Allegan Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$106,100 (+4.74%) Land $18,200 Building $87,900	$212,200 (+4.74%) Land $36,400 Building $175,800
2025	$3,759.00 (+2.29%) Homeowner's exemption	$101,300 (+29.87%) Land $14,600 Building $86,700	$202,600 (+29.87%) Land $29,200 Building $173,400
2024	$3,675.00 (+113.91%)
2023		$78,000 Land $12,800 Building $65,200	$156,000 Land $25,600 Building $130,400
2022	$1,718.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jun 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALLEGAN serves 5,930 people · EPA ID MI0000120
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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