525 E Carolina Ave, Fruita, CO 81521 Property Records

Mesa County property record for 525 E Carolina Ave, Fruita, CO 81521

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,056 sqft · built 1978
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (May 2018)
Tax Bill	$1,352 (2025)
Deeds & Mortgages	Jan 2020 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2697-174-05-014`

Property Details

APN / Parcel Number

Primary APN	`2697-174-05-014`
Alternative APN	`R012599`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	252 sqft
Carport	Carport
Carport Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	R012599
Street Address	525 E CAROLINA AVE
City	FRUITA
State	CO
Zip	81521-2708
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 100FT LOTS 7 8 + 9 BLK 1 CLEVELAND ADD + ALSO VACATED STREET ADJ AS PER ORD NO 367
Legal Range	002
Legal Township	01N
Legal Section	17
Legal Subdivision	CLEVELAND ADD
Legal Block	1
Legal Lot Number	7
Jurisdiction	MESA CO
Township / Civil Division	FRUITA
Census Block Group	4
Census Block	4020
Census Tract	1504

Owner

Source: Mesa County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	525 E CAROLINA AVE, FRUITA, CO 81521-2708
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2020	Deed of Trust, Mortgage · FHA Mortgage BANK OF THE WEST
May 15, 2018	Warranty Deed, Transfer · Conventional Mortgage UNIFIRST MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2018 · Amount on Record
Deed Sale	May 15, 2018 · Amount on Record
Prior Sale	Nov 14, 2016 · Amount on Record
Deed Document Number	20182840393
Prior Transfer Date	Feb 18, 1999
Prior Transfer Doc	0025550363
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	525 E CAROLINA AVE, FRUITA, CO 81521-2708
Document Number	0002914835
Instrument Date	Jan 25, 2020
Transaction Type	Mortgage
Record Updated	Mar 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	525 E CAROLINA AVE FRUITA CO 815212708, FRUITA, CO 81521-2708

Mortgage

Document Number	0002914835
Date	Feb 25, 2020
Instrument	2914835

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 24, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MESA CO
Recording Date	May 15, 2018
Property Address	525 E CAROLINA AVE, FRUITA, CO 81521-2708
Document Number	0002840393
Map Reference	DOC1142131
Instrument Date	May 11, 2018
Instrument	2840393
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	HERITAGE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	525 E CAROLINA AVE, FRUITA, CO 81521-2708

Mortgage

Document Number	0002840394
Date	May 15, 2018
Instrument	2840394

Lender

Name	UNIFIRST MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Municipality	Fruita City
Unified School District	Mesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,352.00 (+4.24%)	$16,230 (+2.59%) Land $6,250 Building $9,980	$259,610 (+9.9%) Land $100,000 Building $159,610
2024	$1,297.00 (+0.54%)	$15,820 (-) Land $6,680 Building $9,140
2023	$1,290.00 (+16.85%)	$15,820 (+18.77%) Land $6,680 Building $9,140	$236,220 (+23.28%) Land $99,770 Building $136,450
2022	$1,104.00	$13,320 Land $3,480 Building $9,840
2021			$191,610 Land $50,000 Building $141,610

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UTE WCD serves 92,580 people · EPA ID CO0139791
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Clearnetworx Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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