545 E Carolina Ave, Fruita, CO 81521 Property Records

Mesa County property record for 545 E Carolina Ave, Fruita, CO 81521 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,028 sqft · built 1980
Lot Size	0.278 acres (12,105 sqft)
Owner	Individual Name on File
Last Sale	$355,000 (Jun 2022)
Tax Bill	$1,878 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Feb 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2697-174-05-023`

Property Details

APN / Parcel Number

Primary APN	`2697-174-05-023`
Alternative APN	`R012605`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,028 sqft Living Area
Gross Area	2,340 sqft
1st Floor Area	1,196 sqft
Basement Area	832 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1995
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,105 sqft (0.278 acres)
Garage Type	Attached
Garage Area	312 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	120 sqft
Patio Area	364 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	R012605
Street Address	545 E CAROLINA AVE
City	FRUITA
State	CO
Zip	81521-2708
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 100FT OF W 8.5FT LOT 13 & S 95FT LOTS 13 THRU 16 INC BLK 1 CLEVLAND ADD TO TOWN OF FRUITA & THAT PT OF VAC ROW PER B-1404 P-712 ON E & ORD NO 367 ON S
Legal Range	002
Legal Township	01N
Legal Section	17
Legal Subdivision	CLEVLAND ADD
Legal Block	1
Legal Lot Number	13
Jurisdiction	MESA CO
Township / Civil Division	FRUITA
Census Block Group	4
Census Block	4020
Census Tract	1504

Owner

Source: Mesa County records · APN 2697-174-05-023

Assessment roll updated April 8, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	545 E CAROLINA AVE, FRUITA, CO 81521-2708
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2022	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 14, 2022	Special Warranty Deed, Transfer HERITAGE TITLE COMPANY, HERITAGE TITLE CO
Oct 11, 2021	Special Warranty Deed, Transfer HERITAGE TITLE COMPANY, HERITAGE TITLE CO
Dec 27, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Dec 27, 2018	Loan Modification, Mortgage · FHA Mortgage GUILD MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 14, 2022 · Amount on Record
Deed Sale	Jun 14, 2022 · Amount on Record
Prior Sale	Feb 14, 2022 · Amount on Record
Deed Document Number	20223034549
Prior Transfer Date	Mar 19, 2012
Prior Transfer Doc	0002604597
Record Updated	Jun 08, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MESA CO
Recording Date	Jun 14, 2022
Property Address	545 E CAROLINA AVE, FRUITA, CO 81521-2708
Document Number	0003034549
Instrument Date	Jun 10, 2022
Instrument	3034549
Transaction Type	Transfer
Record Updated	Jun 22, 2022
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$35.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	670 26 RD, 670, GRAND JUNCTION, CO 81506-1405

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 E CAROLINA AVE, FRUITA, CO 81521-2708

Mortgage

Document Number	0003034550
Date	Jun 14, 2022
Instrument	3034550

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2052

February 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MESA CO
Recording Date	Feb 14, 2022
Property Address	545 E CAROLINA AVE, FRUITA, CO 81521-2708
Document Number	0003019740
Map Reference	DCO 1142131
Instrument Date	Feb 11, 2022
Instrument	3019740
Transaction Type	Transfer
Record Updated	Feb 23, 2022
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO

Transaction

Amount	Amount Recorded
Tax	$31.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 E CAROLINA AVE, FRUITA, CO 81521-2708

October 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MESA CO
Recording Date	Oct 11, 2021
Property Address	545 E CAROLINA AVE, FRUITA, CO 81521-2708
Document Number	0003003221
Instrument Date	Oct 08, 2021
Instrument	3003221
Transaction Type	Transfer
Record Updated	Oct 28, 2021
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO

Transaction

Amount	Amount Recorded
Tax	$24.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 E CAROLINA AVE, FRUITA, CO 81521-2708

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	545 E CAROLINA AVE, FRUITA, CO 81521-2708
Document Number	0002868802
Instrument Date	Dec 27, 2018
Transaction Type	Mortgage
Record Updated	Feb 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 E CAROLINA AVE FRUITA CO 815212708, FRUITA, CO 81521-2708

Mortgage

Document Number	0002868802
Date	Feb 04, 2019
Instrument	2868802

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 03, 2049

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MESA CO
Property Address	545 E CAROLINA AVE, FRUITA, CO 81521-2708
Document Number	0002868801
Instrument Date	Dec 27, 2018
Transaction Type	Mortgage
Record Updated	Feb 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 E CAROLINA AVE FRUITA CO 815212708, FRUITA, CO 81521-2708

Mortgage

Document Number	0002868801
Date	Feb 04, 2019
Instrument	2868801

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92186-5304

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Mesa County records · Assessment roll updated April 8, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Municipality	Fruita City
Unified School District	Mesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,878.00 (+14.3%)	$22,540 (+12.48%) Land $6,250 Building $16,290	$360,710 (+20.62%) Land $100,000 Building $260,710
2024	$1,643.00 (+0.55%)	$20,040 (-) Land $4,530 Building $15,510
2023	$1,634.00 (+6.87%)	$20,040 (+8.68%) Land $4,530 Building $15,510	$299,040 (+12.73%) Land $67,570 Building $231,470
2022	$1,529.00	$18,440 Land $3,480 Building $14,960
2021			$265,260 Land $50,000 Building $215,260

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mesa County (08077C), updated January 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 313 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Clearnetworx	Fiber	1,000 / 1,000
Spectrum	Cable	1,000 / 1,000
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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