St. Joseph County property record for 52452 Windover Ln, Granger, IN 46530
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 1,969 sqft · built 1986 |
| Lot Size | 0.395 acres (17,228 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $399,900 (Jan 2023) |
| Tax Bill | $4,680 (2024) |
| Deeds & Mortgages | Aug 2023 Mortgage Aug 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 71-04-20-257-001.000-003 |
| Primary APN | 71-04-20-257-001.000-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,969 sqft Living Area |
| Gross Area | 2,769 sqft |
| Basement Area | 1,080 sqft |
| Finished Basement | 800 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 17,228 sqft (0.395 acres) |
| Lot Dimensions | 146 ft deep x 118 ft wide |
| Garage Type | Attached |
| Garage Area | 856 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 612 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 00222369704 |
|---|---|
| Street Address | 52452 WINDOVER LN |
| City | GRANGER |
| State | IN |
| Zip | 46530-7687 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT SFR-126 FARMINGTON SQUARE UNIT 9 PART 1 W NE SEC 20-38-3E |
| Legal Range | 03E |
| Legal Township | 38 |
| Legal Section | 20 |
| Legal Lot Number | SFR |
| Jurisdiction | ST JOSEPH IN |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 11305 |
Source: St. Joseph County records, as of March 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 52452 WINDOVER LN, GRANGER, IN 46530-7687 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 28, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ELEMENTS FINANCIAL FCU |
| Aug 25, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ELEMENTS FINANCIAL FCU |
| Jan 11, 2023 | Deed, Transfer · Conventional Mortgage ELEMENTS FINANCIAL FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 11, 2023 · Amount on Record |
| Deed Sale | Jan 11, 2023 · Amount on Record |
| Prior Sale | Aug 18, 2005 |
| Deed Document Number | 0002300779 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Property Address | 52452 WINDOVER LN, GRANGER, IN 46530-7687 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0002320154 |
|---|---|
| Date | Aug 28, 2023 |
| Instrument | 2320154 |
| Name | ELEMENTS FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Property Address | 52452 WINDOVER LN, GRANGER, IN 46530-7687 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0002320016 |
|---|---|
| Date | Aug 25, 2023 |
| Instrument | 2320016 |
| Name | ELEMENTS FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2038 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Recording Date | Jan 11, 2023 |
| Property Address | 52452 WINDOVER LN, GRANGER, IN 46530-7687 |
| Document Number | 0002300779 |
| Map Reference | DOC 8519257 |
| Instrument Date | Jan 5, 2023 |
| Instrument | 2300779 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 52452 WINDOVER LN, GRANGER, IN 46530-7687 |
| Document Number | 0002300780 |
|---|---|
| Date | Jan 11, 2023 |
| Instrument | 2300780 |
| Name | ELEMENTS FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.75% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10.7% |
Source: St. Joseph County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | St. Joseph County |
| County Subdivision | Clay Township |
| Unified School District | South Bend Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $487,100 (+43.81%) Land $72,200 Building $414,900 | $487,100 (+43.81%) Land $72,200 Building $414,900 | |
| 2024 | $4,680.00 (+22.45%) | ||
| 2023 | $3,822.00 (-9.32%) | $338,700 (-) Land $72,200 Building $266,500 | $338,700 (-) Land $72,200 Building $266,500 |
| 2022 | $4,215.00 Homeowner's exemption | $338,700 Land $72,200 Building $266,500 | $338,700 Land $72,200 Building $266,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2016 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 78% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH BEND WATER WORKS serves 115,000 people · EPA ID IN5271014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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