52400 Windover Ln, Granger, IN 46530 Property Records

St. Joseph County property record for 52400 Windover Ln, Granger, IN 46530

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,484 sqft · built 1986
Lot Size	0.421 acres (18,330 sqft)
Owner	2 Trust Names on File
Tax Bill	$3,638 (2025)
Deeds & Mortgages	Sep 2026 Sale Apr 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`71-04-20-256-006.000-003`

Property Details

APN / Parcel Number

Primary APN	`71-04-20-256-006.000-003`
Alternative APN	`00222369698`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,484 sqft Living Area
Gross Area	4,440 sqft
1st Floor Area	3,912 sqft
Basement Area	1,428 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	18,330 sqft (0.421 acres)
Lot Dimensions	130 ft deep x 141 ft wide
Garage Type	Attached
Garage Area	1,059 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	52400 WINDOVER LN
City	GRANGER
State	IN
Zip	46530-7679
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT SFR-120 FARMINGTON SQUARE UNIT 9 PART 1 W NE SEC 20-38-3E
Legal Range	3E
Legal Township	38
Legal Section	20
Legal Subdivision	FARMINGTON SQUARE
Legal Lot Number	SFR-1
Jurisdiction	ST JOSEPH IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1020
Census Tract	11305

Owner

52400 Windover Ln is owner-occupied and held in a trust.

Source: St. Joseph County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	52400 WINDOVER LN, GRANGER, IN 46530-7679
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Apr 10, 2023	Deed of Trust, Mortgage · Line of Credit FIRST FSB
Feb 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST FSB
Mar 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Sep 21, 2026
Property Address	52400 WINDOVER LN, GRANGER, IN 46530-7679
Document Number	0000025148
Instrument Date	Sep 14, 2026
Instrument	202625148
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	52400 WINDOVER LN, GRANGER, IN 46530-7679

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	52400 WINDOVER LN, GRANGER, IN 46530-7679
Transaction Type	Mortgage
Record Updated	Apr 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002307240
Date	Apr 10, 2023
Instrument	2307240

Lender

Name	FIRST FSB
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 30, 2043

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	52400 WINDOVER LN, GRANGER, IN 46530-7679
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1803124
Date	Feb 8, 2018
Instrument	1803124

Lender

Name	FIRST FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2048

Interest

Rate Type	Fixed Rate

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	52400 WINDOVER LN, GRANGER, IN 46530-7679
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1806577
Date	Mar 23, 2018
Instrument	1806577

Lender

Name	FIRST FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 30, 2038

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 52400 Windover Ln was $3,638, down 2.1% from the year before.

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Clay Township
Unified School District	South Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,638.00 (-2.1%)	$363,200 Land $81,600 Building $281,600	$363,200 Land $81,600 Building $281,600
2024	$3,716.00 (+21.24%)
2023	$3,065.00 (-8.04%)	$284,400 (-) Land $81,500 Building $202,900	$284,400 (-) Land $81,500 Building $202,900
2022	$3,333.00 Homeowner's exemption	$284,400 Land $81,500 Building $202,900	$284,400 Land $81,500 Building $202,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 52400 Windover Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 52400 Windover Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH BEND WATER WORKS serves 115,000 people · EPA ID IN5271014
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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