52403 Windover Ln, Granger, IN 46530 Property Records

St. Joseph County property record for 52403 Windover Ln, Granger, IN 46530

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,805 sqft · built 1986
Lot Size	0.348 acres (15,202 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Jun 2009)
Tax Bill	$5,131 (2024)
Deeds & Mortgages	Jun 2019 Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`71-04-20-255-006.000-003`

Property Details

APN / Parcel Number

Primary APN	`71-04-20-255-006.000-003`
Alternative APN	`00222369707`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,805 sqft Living Area
Basement Area	1,128 sqft
Family Room	Family Room
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2002
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	15,202 sqft (0.348 acres)
Lot Dimensions	137 ft deep x 111 ft wide
Garage Type	Attached
Garage Area	731 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	00222369707
Street Address	52403 WINDOVER LN
City	GRANGER
State	IN
Zip	46530-9081
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT SFR-146 FARMINGTON SQUARE UNIT 9 PART 1 W NE SEC 20-38-3E
Legal Range	03E
Legal Township	38
Legal Section	20
Legal Subdivision	FARMINGTON SQUARE
Legal Lot Number	SFR
Jurisdiction	ST JOSEPH IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1021
Census Tract	11305

Owner

52403 Windover Ln is owned and occupied by an individual who bought it in June 2009.

Source: St. Joseph County records, as of March 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	52403 WINDOVER LN, GRANGER, IN 46530-9081
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE STANLEY PVT BANK NA
Nov 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST SOURCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2009 · Amount on File
Deed Sale	Jun 25, 2009 · Amount on File
Deed Document Number	0000921143
Record Updated	Jun 8, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	52403 WINDOVER LN, GRANGER, IN 46530-9081
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001912889
Date	Jun 7, 2019
Instrument	1912889

Lender

Name	MORTGAGE STANLEY PVT BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	52403 WINDOVER LN, GRANGER, IN 46530-9081
Transaction Type	Mortgage
Record Updated	Jun 12, 2023
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002035807
Date	Nov 17, 2020
Instrument	2035807

Lender

Name	FIRST SOURCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Clay Township
Unified School District	South Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$459,600 Land $66,100 Building $393,500	$459,600 Land $66,100 Building $393,500
2024	$5,131.00 (+21.44%)
2023	$4,225.00 (-9.8%)	$375,300 (-1.78%) Land $66,000 Building $309,300	$375,300 (-1.78%) Land $66,000 Building $309,300
2022	$4,684.00 Homeowner's exemption	$382,100 Land $66,000 Building $316,100	$382,100 Land $66,000 Building $316,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 52403 Windover Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 52403 Windover Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH BEND WATER WORKS serves 115,000 people · EPA ID IN5271014
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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