5245 SE Channel Dr, Stuart, FL 34997 Property Records

Martin County property record for 5245 SE Channel Dr, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,132 sqft · built 2023
Lot Size	0.164 acres (7,144 sqft)
Owner	Individual Name on Record
Last Sale	$400,600 (Sep 2025)
Tax Bill	$5,531 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage May 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`51-38-41-001-047-0003.0-1-0000`

Property Details

APN / Parcel Number

Primary APN	`51-38-41-001-047-0003.0-1-0000`
Alternative APNs	`51-38-41-001-047-00030-1` `40971`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,132 sqft Living Area
Gross Area	1,390 sqft
1st Floor Area	1,132 sqft
Elevator	Elevator

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,144 sqft (0.164 acres)
Garage Type	Attached
Garage Area	258 sqft
Porch	Open Concrete/Masonry Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	40971
Street Address	5245 SE CHANNEL DR
City	STUART
State	FL
Zip	34997-3328
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2A
Legal Description	PORT SALERNO LOT 3 BLK 47
Legal Range	41E
Legal Township	38S
Legal Section	51
Legal Subdivision	PORT SALERNO
Legal Block	47
Legal Lot Number	3
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	2
Census Block	2012
Census Tract	1200

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5245 SE CHANNEL DR, STUART, FL 34997-3328
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2025	Warranty Deed, Transfer · Conventional Mortgage CASTLE & COOKE MORTGAGE LLC
May 20, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2025 · Amount on Record
Deed Sale	Sep 8, 2025 · Amount on Record
Prior Sale	Apr 30, 2015 · Amount on Record
Deed Document Number	20253146122
Deed Book / Page	3520 / 959
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Sep 8, 2025
Property Address	5245 SE CHANNEL DR, STUART, FL 34997-3328
Document Number	0035200959
Book / Page	3520 / 959
Map Reference	MB 1 PG 132
Instrument Date	Sep 5, 2025
Instrument	3146122
Transaction Type	Transfer
Record Updated	Dec 25, 2025
Title Company	FLORIDA TITLE AND GUARANTEE AGENCY, FL TITLE & GUARANTEE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,804.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	841 SW PINE TREE LN, PALM CITY, FL 34990-1940

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5245 SE CHANNEL DR, STUART, FL 34997-3328

Mortgage

Document Number	0003520961
Date	Sep 8, 2025
Instrument	3520/961

Lender

Name	CASTLE & COOKE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	May 20, 2021
Property Address	5245 SE CHANNEL DR, STUART, FL 34997-3328
Document Number	0032252620
Book / Page	3225 / 2620
Map Reference	MB 1 PG 132
Instrument Date	May 14, 2021
Instrument	2889954
Transaction Type	Transfer
Record Updated	Dec 25, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$1,225.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11742 SUNRISE VIEW LN, WELLINGTON, FL 33449-8382

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	841 SW PINE TREE LN, PALM CITY, FL 34990-1940

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,531.00 (+0.05%)	$350,930 (+4.18%) Land $85,500 Building $265,430	$350,930 (+4.18%) Land $85,500 Building $265,430
2024	$5,528.00 (+687.46%)	$336,850 (+705.86%) Land $85,500 Building $251,350	$336,850 (+687.95%) Land $85,500 Building $251,350
2023	$702.00 (+11.08%)	$41,800 (+1%)	$42,750 (+12.5%) Land $42,750
2022	$632.00	$38,000 Land $38,000	$38,000 Land $38,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (1994–2004)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Verizon.

Nearby Properties on SE Channel Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures