5265 SE Channel Dr, Stuart, FL 34997 Property Records

Martin County property record for 5265 SE Channel Dr, Stuart, FL 34997

Property Summary

Property Type	Apartment House (2-4 Units)
Details	9 bd · 7 ba · 6,803 sqft · built 1976
Lot Size	1.14 acres (49,876 sqft)
Owner	Company Name on Record
Last Sale	$899,000 (Mar 2021)
Tax Bill	$1,778 (2024)
Deeds & Mortgages	Jul 2021 Line of Credit Jul 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`51-38-41-001-047-00050-6`

Property Details

APN / Parcel Number

Primary APN	`51-38-41-001-047-00050-6`
Alternative APN	`40973`

Interior

Bedrooms	9 Beds
Full Baths	7 Baths
Total Rooms	13 Rooms
Stories	1 Story
Building Area	6,803 sqft Total Area
1st Floor Area	448 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Concrete
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	49,876 sqft (1.14 acres)
Garage Type	Detached
Garage Area	306 sqft
Porch	Porch
Porch Area	793 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	40973
Street Address	5265 SE CHANNEL DR
City	STUART
State	FL
Zip	34997
Property Category	Commercial
Property Type	Residential > Multi-Unit > Apartment House (2-4 Units)
Legal Description	PORT SALERNO LOTS 5 TO 8 INC & LOTS 14 TO 16 BLK 47
Legal Range	41E
Legal Township	38S
Legal Section	51
Legal Subdivision	PORT SALERNO
Legal Block	47
Legal Lot Number	5
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	2
Census Block	2012
Census Tract	1200

Owner

Source: Martin County records, as of December 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3700 SE SALERNO RD, STUART, FL 34997-8811
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2021	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Jul 23, 2021	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Mar 29, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage HOMETOWN EQUITY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2021 · Amount on Record
Deed Sale	Mar 29, 2021 · Amount on Record
Prior Sale	Jul 17, 1995
Deed Document Number	0003210442
Deed Book / Page	3210 / 442
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	5265 SE CHANNEL DR, STUART, FL 34997
Transaction Type	Mortgage
Record Updated	Jan 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3700 SE SALERNO RD, STUART, FL 34997-8811

Mortgage

Document Number	0032431046
Date	Jul 23, 2021
Book Page	3243/1046
Instrument	2903848

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	5265 SE CHANNEL DR, STUART, FL 34997
Transaction Type	Mortgage
Record Updated	Jan 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3700 SE SALERNO RD, STUART, FL 34997-8811

Mortgage

Document Number	0032431034
Date	Jul 23, 2021
Book Page	3243/1034
Instrument	2903847

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27661

Agreement

Type	Line of Credit
Amount	Amount Recorded

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Mar 29, 2021
Property Address	5265 SE CHANNEL DR, STUART, FL 34997
Document Number	0032100442
Book / Page	3210 / 442
Map Reference	MB 1 PG 132
Instrument Date	Mar 26, 2021
Instrument	2877555
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,293.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11742 SUNRISE VIEW LN, WELLINGTON, FL 33449-8382

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3700 SE SALERNO RD, STUART, FL 34997-8811

Mortgage

Document Number	0003210444
Date	Mar 29, 2021
Instrument	3210/444

Lender

Name	HOMETOWN EQUITY LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Martin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$802,043 (+11.52%) Land $243,303 Building $558,740	$802,043 (+11.52%) Land $243,303 Building $558,740
2024	$1,778.00 (+5.46%)
2023	$1,686.00 (+3.95%) Additional exemption filed	$719,200 (-) Land $179,550 Building $539,650	$719,200 (-) Land $179,550 Building $539,650
2022	$1,622.00 Additional exemption filed	$719,200 Land $179,550 Building $539,650	$719,200 Land $179,550 Building $539,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (1994–2004)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Verizon.

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