Martin County property record for 5186 SE Channel Dr, Stuart, FL 34997
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,388 sqft · built 1982 |
| Lot Size | 0.409 acres (17,816 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $339,800 (Nov 2004) |
| Tax Bill | $2,260 (2025) |
| Deeds & Mortgages | Dec 2023 Transfer Dec 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-38-41-001-043-0012.0-1-0000 |
| Primary APN | 51-38-41-001-043-0012.0-1-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,388 sqft Living Area |
| Gross Area | 2,524 sqft |
| 1st Floor Area | 2,388 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 17,816 sqft (0.409 acres) |
| Garage Type | Carport |
| Garage Area | 198 sqft |
| Carport | Carport |
| Carport Area | 198 sqft |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 450 sqft |
| Porch | Enclosed Concrete/Masonry Porch |
| Porch Area | 574 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 40953 |
|---|---|
| Street Address | 5186 SE CHANNEL DR |
| City | STUART |
| State | FL |
| Zip | 34997-3326 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2A |
| Legal Description | PORT SALERNO S1/2 OF LOT 12 & ALL LOTS 13 & 14 BLK 43 |
| Legal Range | 41E |
| Legal Township | 38S |
| Legal Section | 51 |
| Legal Subdivision | PORT SALERNO |
| Legal Block | 43 |
| Legal Lot Number | 12 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | PORT SALERNO-HOBE SOUND |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 1200 |
Source: Martin County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5186 SE CHANNEL DR, STUART, FL 34997-3326 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Dec 28, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Dec 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CITY NATIONAL BANK OF FLORIDA |
| Jun 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage EAST COAST MORTGAGE LENDERS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 16, 2004 · Amount on Record |
| Deed Sale | Nov 16, 2004 · Amount on Record |
| Prior Sale | May 21, 2002 · Amount on Record |
| Deed Document Number | 20041792570 |
| Deed Book / Page | 1955 / 2287 |
| Last Transfer Date | Dec 28, 2023 |
| Transfer Doc | 0034131727 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Dec 28, 2023 |
| Property Address | 5186 SE CHANNEL DR, STUART, FL 34997-3326 |
| Document Number | 0034131727 |
| Book / Page | 3413 / 1727 |
| Map Reference | MB 1 PG 132 |
| Instrument Date | Dec 28, 2023 |
| Instrument | 3051538 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5186 SE CHANNEL DR, STUART, FL 34997-3326 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 14 FAIRBANKS ST APT 3, 3, BROOKLINE, MA 02446-4661 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 5186 SE CHANNEL DR, STUART, FL 34997-3326 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2021 |
| Name | Verified Name |
|---|---|
| Address | 5186 SE CHANNEL DR, STUART, FL 34997-3326 |
| Document Number | 0032751753 |
|---|---|
| Date | Dec 1, 2021 |
| Book Page | 3275/1753 |
| Instrument | 2928914 |
| Name | CITY NATIONAL BANK OF FLORIDA |
|---|---|
| Type | Bank |
| Address | MIAMI, FL 33131 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 5186 SE CHANNEL DR, STUART, FL 34997-3326 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0031370610 |
|---|---|
| Date | Jun 22, 2020 |
| Book Page | 3137/610 |
| Instrument | 2821073 |
| Name | EAST COAST MORTGAGE LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Address | PALM CITY, FL 34990 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
Source: Martin County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,260.00 (+0.04%) Additional exemption filed | $156,209 (+5.99%) | $369,970 (+29.09%) Land $115,000 Building $254,970 |
| 2024 | $2,259.00 (+3.01%) | ||
| 2023 | $2,193.00 (+4.23%) Additional exemption filed | $147,386 (+3%) | $286,590 (+20.11%) Land $115,000 Building $171,590 |
| 2022 | $2,104.00 Homeowner's exemption | $143,094 | $238,610 Land $100,000 Building $138,610 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 4 (1994–2004) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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