5225 SE Channel Dr, Stuart, FL 34997 Property Records

Martin County property record for 5225 SE Channel Dr, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,138 sqft · built 1958
Lot Size	0.326 acres (14,244 sqft)
Owner	Company Name on Record
Last Sale	$425,000 (Sep 2023)
Tax Bill	$4,006 (2024)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51-38-41-001-047-00010-5`

Property Details

APN / Parcel Number

Primary APN	`51-38-41-001-047-00010-5`
Alternative APN	`40970`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,138 sqft Living Area
1st Floor Area	960 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1988
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	14,244 sqft (0.326 acres)

Exterior Amenities

Porch	Porch
Porch Area	244 sqft
Deck Area	1,542 sqft
Patio Area	1,362 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	40970
Street Address	5225 SE CHANNEL DR
City	STUART
State	FL
Zip	34997-3328
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PORT SALERNO LOTS 1 & 2 BLK 47
Legal Range	41E
Legal Township	38S
Legal Section	51
Legal Subdivision	PORT SALERNO
Legal Block	47
Legal Lot Number	1-2 2
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	2
Census Block	2012
Census Tract	1200

Owner

Source: Martin County records, as of December 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1772 SW CLOVERLEAF ST, PORT SAINT LUCIE, FL 34953-1411
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2023 · Amount on Record
Deed Sale	Sep 8, 2023 · Amount on Record
Prior Sale	Jun 1, 1999 · Amount on Record
Deed Document Number	0033952145
Deed Book / Page	3395 / 2145
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Sep 8, 2023
Property Address	5225 SE CHANNEL DR, STUART, FL 34997-3328
Document Number	0033952145
Book / Page	3395 / 2145
Map Reference	MB 1 PG 132
Instrument Date	Aug 31, 2023
Instrument	3034643
Transaction Type	Transfer
Record Updated	Sep 29, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,975.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12080 SW WHITEWATER FALLS CT, PORT SAINT LUCIE, FL 34987-7790

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1772 SW CLOVERLEAF ST, PORT SAINT LUCIE, FL 34953-1411

Mortgage

Document Number	0033952147
Date	Sep 8, 2023
Instrument	3395/2147

Lender

Name	HOMETOWN EQUITY MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 31, 2024

Tax Assessment & Valuation

Source: Martin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$213,540 (+49.87%) Land $95,000 Building $118,540	$213,540 (+7.42%) Land $95,000 Building $118,540
2024	$4,006.00 (+27.95%)
2023	$3,131.00 (+11.9%)	$142,485 (+1%)	$198,790 (+17.43%) Land $95,000 Building $103,790
2022	$2,798.00	$129,532	$169,280 Land $85,500 Building $83,780

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (1994–2004)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Verizon.

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