5226 SE Channel Dr, Stuart, FL 34997 Property Records

Martin County property record for 5226 SE Channel Dr, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,511 sqft · built 2020
Lot Size	0.164 acres (7,144 sqft)
Owner	2 Individual Names on Record
Last Sale	$317,000 (Jul 2020)
Tax Bill	$4,069 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Oct 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`51-38-41-001-044-0009.0-5-0000`

Property Details

APN / Parcel Number

Primary APN	`51-38-41-001-044-0009.0-5-0000`
Alternative APNs	`51-38-41-001-044-00090-5` `40962`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,511 sqft Living Area
Gross Area	1,891 sqft
1st Floor Area	1,511 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,144 sqft (0.164 acres)
Garage Type	Attached
Garage Area	380 sqft
Porch	Open Concrete/Masonry Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	40962
Street Address	5226 SE CHANNEL DR
City	STUART
State	FL
Zip	34997-3327
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2A
Legal Description	PORT SALERNO LOT 9 BLK 44
Legal Range	41E
Legal Township	38S
Legal Section	51
Legal Subdivision	PORT SALERNO
Legal Block	44
Legal Lot Number	9
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	2
Census Block	2012
Census Tract	1200

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5226 SE CHANNEL DR, STUART, FL 34997-3327
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2020	Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Oct 3, 2019	Warranty Deed, Transfer · Line of Credit LIMA ONE CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2020 · Amount on Record
Deed Sale	Jul 31, 2020 · Amount on Record
Prior Sale	Oct 3, 2019 · Amount on Record
Deed Document Number	20202829100
Deed Book / Page	3147 / 844
Transfer Doc	1093002375
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jul 31, 2020
Property Address	5226 SE CHANNEL DR, STUART, FL 34997-3327
Document Number	0031470844
Book / Page	3147 / 844
Map Reference	MB 1 PG 132
Instrument Date	Jul 31, 2020
Instrument	2829100
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,219.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	401 MICHIGAN PL, 401, WEST PALM BEACH, FL 33409-3843

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5226 SE CHANNEL DR, STUART, FL 34997-3327

Mortgage

Document Number	0003147846
Date	Jul 31, 2020
Instrument	3147/846

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Oct 3, 2019
Property Address	5226 SE CHANNEL DR, STUART, FL 34997-3327
Document Number	0030862134
Book / Page	003086 / 002134
Instrument Date	Sep 23, 2019
Instrument	2778144
Transaction Type	Transfer
Record Updated	Oct 18, 2019
Title Company	PROSPERITY LAND TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$269.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	401 MICHIGAN PL WEST PALM BEACH FL 334093843, WEST PALM BEACH, FL 33409-3843

Mortgage

Document Number	30862136
Date	Oct 3, 2019
Book Page	003086/002136
Instrument	2778145

Lender

Name	LIMA ONE CAP
Type	Funding / Finance Company
Address	GREENVILLE, SC 29601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Oct 2, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,069.00 (-0.49%) Additional exemption filed	$270,941 (+5.99%)	$423,970 (+18.98%) Land $90,000 Building $333,970
2024	$4,089.00 (+2.28%)
2023	$3,998.00 (+3.79%) Additional exemption filed	$255,637 (+3%)	$356,340 (+11.52%) Land $90,000 Building $266,340
2022	$3,852.00 Homeowner's exemption	$248,192	$319,540 Land $80,000 Building $239,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (1994–2004)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Verizon.

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