5175 SE Channel Dr, Stuart, FL 34997 Property Records

Martin County property record for 5175 SE Channel Dr, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,392 sqft · built 2021
Lot Size	0.275 acres (11,979 sqft)
Owner	2 Owner Names on File
Last Sale	$39,000 (Mar 2014)
Tax Bill	$3,153 (2024)
Deeds & Mortgages	Jan 2022 Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`51-38-41-001-048-00050-4`

Property Details

APN / Parcel Number

Primary APN	`51-38-41-001-048-00050-4`
Alternative APN	`40980`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,392 sqft Living Area
1st Floor Area	700 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2021
Exterior Material	Stucco
Construction Type	Wood Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	11,979 sqft (0.275 acres)
Porch	Porch
Porch Area	553 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	40980
Street Address	5175 SE CHANNEL DR
City	STUART
State	FL
Zip	34997-3325
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PORT SALERNO LOTS 5 & 6 (LESS N 15' OF LOT 5) BLK 48
Legal Range	41E
Legal Township	38S
Legal Section	51
Legal Subdivision	PORT SALERNO
Legal Block	48
Legal Lot Number	5-6 6
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	2
Census Block	2014
Census Tract	1200

Owner

Source: Martin County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	5175 SE CHANNEL DR, STUART, FL 34997-3325
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2022	Deed of Trust, Mortgage COUNTY OF MARTIN
Jan 10, 2022	Deed of Trust, Mortgage ST LUCIE COUNTY
Jul 27, 2017	Deed of Trust, Mortgage · Line of Credit MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 21, 2014 · Amount on Record
Deed Sale	Mar 21, 2014 · Amount on Record
Prior Sale	Jan 27, 2014 · Amount on Record
Deed Document Number	0027081593
Deed Book / Page	2708 / 1593
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	5175 SE CHANNEL DR, STUART, FL 34997-3325
Transaction Type	Mortgage
Record Updated	Jan 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5175 SE CHANNEL DR, STUART, FL 34997-3325

Mortgage

Document Number	0032842857
Date	Jan 10, 2022
Book Page	3284/2857
Instrument	2936099

Lender

Name	COUNTY OF MARTIN
Type	Government Agency
Address	STUART, FL 34994

Agreement

Amount	Amount Recorded
Term	213 Months
Due	Oct 29, 2039

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	5175 SE CHANNEL DR, STUART, FL 34997-3325
Transaction Type	Mortgage
Record Updated	Jan 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032842873
Date	Jan 10, 2022
Book Page	3284/2873
Instrument	2936101

Lender

Name	ST LUCIE COUNTY
Type	Government Agency
Address	FORT PIERCE, FL 34982

Agreement

Amount	Amount Recorded

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	5175 SE CHANNEL DR, STUART, FL 34997-3325
Document Number	0029751911
Instrument Date	Jul 27, 2017
Transaction Type	Mortgage
Record Updated	Mar 2, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5175 SE CHANNEL DR STUART FL 349973325, STUART, FL 34997-3325

Mortgage

Document Number	0029751911
Date	Feb 16, 2018
Book Page	002975/001911
Instrument	2679220

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	STUART, FL

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 15, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Martin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$222,579 (+5.99%)	$348,600 (+17.22%) Land $95,000 Building $253,600
2024	$3,153.00 (+2.67%)
2023	$3,071.00 (+1.29%) Additional exemption filed	$210,007 (+3%)	$297,390 (+10.5%) Land $95,000 Building $202,390
2022	$3,032.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$203,891	$269,130 Land $85,500 Building $183,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (1994–2004)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Verizon.

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