5220 Rustic Ct, Cumming, GA 30040 Property Records

Forsyth County property record for 5220 Rustic Ct, Cumming, GA 30040

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,189 sqft · built 2015
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$560,000 (Jun 2021)
Tax Bill	$7,177 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`078-000-471`

Property Details

APN / Parcel Number

Primary APN	`078-000-471`
Alternative APNs	`0000163108` `078 471`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	4,189 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Other
Construction Type	Wood
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	306 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0000163108
Street Address	5220 RUSTIC CT
City	CUMMING
State	GA
Zip	30040-9759
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES3
Legal Description	3-1-1092 LT99 PH 1 ARBORS AT LAKE VIEW
Legal Subdivision	ARBORS AT LAKEVIEW PH 1 & 2
Legal Phase	1
Legal Block	1
Legal Lot Number	99
Jurisdiction	FORSYTH GA
Township / Civil Division	CUMMING
Census Block Group	1
Census Block	1015
Census Tract	130307

Owner

Source: Forsyth County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5220 RUSTIC CT, CUMMING, GA 30040-9759
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2021 · Amount on Record
Deed Sale	Jun 18, 2021 · Amount on Record
Prior Sale	Jan 25, 2016 · Amount on Record
Deed Document Number	20217734
Deed Book / Page	10213 / 302
Record Updated	Sep 20, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORSYTH GA
Recording Date	Jun 18, 2021
Property Address	5220 RUSTIC CT, CUMMING, GA 30040-9759
Document Number	0102130302
Book / Page	10213 / 302
Instrument Date	Jun 18, 2021
Instrument	2021-007734
Transaction Type	Transfer
Record Updated	Jul 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5220 RUSTIC CT, CUMMING, GA 30040-9759

Mortgage

Document Number	0102130000000305
Date	Jun 22, 2021
Book Page	0000010213/0000000305

Lender

Name	LAXMI NARAYAN ENTERPRSIES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Forsyth County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Forsyth County
Unified School District	Forsyth County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,177.00 (+0.43%)	$299,132 (+3.03%) Land $72,000 Building $227,132	$747,830 (+3.03%) Land $180,000 Building $567,830
2023	$7,146.00 (+25.24%) Homeowner's exemption	$290,348 (+66.09%) Land $52,000 Building $238,348	$725,870 (+66.09%) Land $130,000 Building $595,870
2022	$5,706.00 Homeowner's exemption	$174,816 Land $40,000 Building $134,816	$437,040 Land $100,000 Building $337,040

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2009)
Most Recent Claim	Sep 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORSYTH CO. WATER & SEWER serves 161,200 people · EPA ID GA1170050
Water Source	Surface water
Last State Inspection	May 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20