5255 Rustic Ct, Cumming, GA 30040 Property Records

Forsyth County property record for 5255 Rustic Ct, Cumming, GA 30040

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,643 sqft · built 2016
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,688 (Jul 2016)
Tax Bill	$6,078 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`078-000-516`

Property Details

APN / Parcel Number

Primary APN	`078-000-516`
Alternative APNs	`000000076112` `0000222132` `078 516`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	3,643 sqft Living Area
Basement Area	1,648 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Other
Construction Type	Wood
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	25 sqft
Deck Area	Deck Area
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0000222132
Street Address	5255 RUSTIC CT
City	CUMMING
State	GA
Zip	30040-9757
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES3
Legal Description	3-1-1093 LT 88 PH 2 ARBORS AT LAKEVIEW
Legal Subdivision	ARBORS AT LAKEVIEW PH 1 & 2
Legal Phase	2
Legal Block	2
Legal Lot Number	88
Jurisdiction	FORSYTH GA
Township / Civil Division	CUMMING
Census Block Group	1
Census Block	1015
Census Tract	130307

Owner

Source: Forsyth County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5255 RUSTIC CT, CUMMING, GA 30040-9757
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Deed of Trust, Mortgage · Line of Credit US BANK
Oct 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Oct 2, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2016 · Amount on Record
Deed Sale	Jul 26, 2016 · Amount on Record
Deed Document Number	20167867
Deed Book / Page	7855 / 612
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	5255 RUSTIC CT, CUMMING, GA 30040-9757
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5255 RUSTIC CT, CUMMING, GA 30040-9757

Mortgage

Document Number	0117820000000707
Date	Feb 27, 2026
Book Page	0000011782/0000000707

Lender

Name	US BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	5255 RUSTIC CT, CUMMING, GA 30040-9757
Document Number	0097940300
Instrument Date	Oct 2, 2020
Transaction Type	Mortgage
Record Updated	Dec 21, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5255 RUSTIC CT CUMMING GA 300409757, CUMMING, GA 30040-9757

Mortgage

Document Number	0097940300
Date	Dec 10, 2020
Book Page	009794/000300

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 9, 2035

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	5255 RUSTIC CT, CUMMING, GA 30040-9757
Document Number	0096530459
Instrument Date	Oct 2, 2020
Transaction Type	Mortgage
Record Updated	Oct 26, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5255 RUSTIC CT CUMMING GA 300409757, CUMMING, GA 30040-9757

Mortgage

Document Number	0096530459
Date	Oct 8, 2020
Book Page	009653/000459

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Oct 7, 2035

Tax Assessment & Valuation

Source: Forsyth County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Forsyth County
Unified School District	Forsyth County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,078.00 (-3.09%) Homeowner's exemption Additional exemption filed	$294,400 (+3.94%) Land $72,000 Building $222,400	$736,000 (+3.94%) Land $180,000 Building $556,000
2024	$6,272.00 (+12%)
2023	$5,600.00 (+9.52%) Homeowner's exemption	$283,252 (+65.85%) Land $52,000 Building $231,252	$708,130 (+65.85%) Land $130,000 Building $578,130
2022	$5,113.00 Homeowner's exemption	$170,792 Land $40,000 Building $130,792	$426,980 Land $100,000 Building $326,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2009)
Most Recent Claim	Sep 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORSYTH CO. WATER & SEWER serves 161,200 people · EPA ID GA1170050
Water Source	Surface water
Last State Inspection	May 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Point Broadband.

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