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5245 Rustic Ct, Cumming, GA 30040 Property Records

Forsyth County property record for 5245 Rustic Ct, Cumming, GA 30040

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,701 sqft · built 2015
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on File
Last Sale$344,000 (Jun 2015)
Tax Bill$4,319 (2023)
Deeds & MortgagesJun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN078-000-515

Property Details

APN / Parcel Number

Primary APN078-000-515
Alternative APNs
  • 000000032336
  • 0000138596
  • 078 515

Interior

Bedrooms5 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories2 Stories
Building Area3,701 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialAsphalt
Lot Area10,454 sqft (0.24 acres)
Garage Area525 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area287 sqft
Patio Area324 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number0000138596
Street Address5245 RUSTIC CT
CityCUMMING
StateGA
Zip30040-9757
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES3
Legal Description3-1-1093 LT 87 PH 2 ARBORS AT LAKEVIEW
Legal SubdivisionARBORS AT LAKEVIEW PH 1 & 2
Legal Phase2
Legal Block2
Legal Lot Number87
JurisdictionFORSYTH GA
Township / Civil DivisionCUMMING
Census Block Group1
Census Block1015
Census Tract130307

Owner

5245 Rustic Ct is owned and occupied by two individuals who bought it in June 2015.

Source: Forsyth County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address5245 RUSTIC CT, CUMMING, GA 30040-9757
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 29, 2015 · Amount on File
Deed SaleJun 29, 2015 · Amount on File
Deed Document Number20156351
Deed Book / Page7441 / 511
Record UpdatedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORSYTH GA
Property Address5245 RUSTIC CT, CUMMING, GA 30040-9757
Document Number0094380733
Instrument DateJun 25, 2020
Transaction TypeMortgage
Record UpdatedAug 12, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5245 RUSTIC CT CUMMING GA 300409757, CUMMING, GA 30040-9757

Mortgage

Document Number0094380733
DateJul 1, 2020
Book Page009438/000733
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 30, 2050

Tax Assessment & Valuation

Source: Forsyth County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyForsyth County
Unified School DistrictForsyth County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$282,348 Land $52,000 Building $230,348$705,870 Land $130,000 Building $575,870
2023$4,319.00 (-11.51%) Homeowner's exemption$271,588 (+65.42%) Land $52,000 Building $219,588$678,970 (+65.42%) Land $130,000 Building $548,970
2022$4,881.00 Homeowner's exemption$164,180 Land $40,000 Building $124,180$410,450 Land $100,000 Building $310,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5245 Rustic Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2009)
Most Recent ClaimSep 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5245 Rustic Ct is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFORSYTH CO. WATER & SEWER
serves 161,200 people · EPA ID GA1170050
Water SourceSurface water
Last State InspectionMay 2024
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Point Broadband.

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