520 SW Harbor St, Stuart, FL 34997 Property Records

Martin County property record for 520 SW Harbor St, Stuart, FL 34997 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,288 sqft · built 1977
Lot Size	0.288 acres (12,545 sqft)
Owner	Company Name on File
Last Sale	$128,000 (Apr 1993)
Tax Bill	$2,645 (2024)
Deeds & Mortgages	Apr 2019 Sale
Flood Zone	Zone X (moderate risk)
APN	`55-38-41-007-000-0008.0-4-0000`

Property Details

APN / Parcel Number

Primary APN	`55-38-41-007-000-0008.0-4-0000`
Alternative APNs	`55-38-41-007-000-00080-4` `44378`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,288 sqft Living Area
Gross Area	1,820 sqft
1st Floor Area	1,288 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Mansard
Roof Material	Built-Up Asphalt
Lot Area	12,545 sqft (0.288 acres)
Garage Type	Attached
Garage Area	532 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	276 sqft
Deck Area	128 sqft
Patio Area	128 sqft
Boat Access	Boat Access
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	520 SW HARBOR ST
City	STUART
State	FL
Zip	34997-6226
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARBOR ESTATES SEC 2 E1/2 OF LOT 8
Legal Range	41E
Legal Township	38S
Legal Section	55
Legal Subdivision	HARBOR ESTATES
Legal Block	1
Legal Lot Number	8
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1000
Census Tract	1103

Owner

Source: Martin County records · APN 55-38-41-007-000-0008.0-4-0000

Assessment roll updated August 27, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	520 SW HARBOR ST, STUART, FL 34997-6226
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 14, 1993 · Amount on Record
Deed Sale	Apr 14, 1993 · Amount on Record
Prior Sale	Nov 01, 1980 · Amount on Record
Deed Book / Page	1006 / 1121
Last Transfer Date	Mar 05, 2019
Transfer Doc	0030530441
Record Updated	Jun 08, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Apr 17, 2019
Property Address	520 SW HARBOR ST, STUART, FL 34997-6226
Document Number	0030530441
Book / Page	003053 / 000441
Instrument Date	Mar 05, 2019
Instrument	2749620
Transaction Type	Transfer
Record Updated	May 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	520 SW HARBOR ST STUART FL 349976226, STUART, FL 34997-6226

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated August 27, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$180,179 (+5.99%)	$505,320 (+17.52%) Land $400,000 Building $105,320
2024	$2,645.00 (+2.76%)
2023	$2,574.00 (+4.08%) Additional exemption filed	$170,002 (+3%)	$430,000 (+9.68%) Land $320,000 Building $110,000
2022	$2,473.00 Homeowner's exemption	$165,051	$392,050 Land $294,350 Building $97,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120850011031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 186 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	218 units insured 32 under condo master policies
Nearby Flood Claims	170 (1979–2025)
Claims Outside the SFHA	25 of 170
Most Recent Claim	Oct 2025, other causes
Claims By Storm	Hurricane Frances, Sep 2004 · 75 claims Hurricane Irene, Oct 1999 · 18 claims Severe Flooding, Oct 1995 · 47 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 194 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on SW Harbor St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures