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429 SW Harbor St, Stuart, FL 34997 Property Records

Martin County property record for 429 SW Harbor St, Stuart, FL 34997

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 978 sqft · built 1961
Lot Size0.275 acres (11,979 sqft)
Owner2 Individual Names on File
Last Sale$450,000 (Jul 2023)
Tax Bill$5,960 (2024)
Deeds & MortgagesJul 2023 Sale & Mortgage
Jul 2022 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN55-38-41-007-000-0029.0-0-0000

Property Details

APN / Parcel Number

Primary APN55-38-41-007-000-0029.0-0-0000
Alternative APNs
  • 55-38-41-007-000-00290-0
  • 44408

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area978 sqft Living Area
Gross Area1,532 sqft
1st Floor Area978 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1995
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area11,979 sqft (0.275 acres)
View / LotInterior
Garage TypeAttached
Garage Area324 sqft
Parking Spaces1 Parking Space
PorchEnclosed Porch
Porch Area294 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address429 SW HARBOR ST
CitySTUART
StateFL
Zip34997-7446
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHR1
Legal DescriptionHARBOR ESTATES SEC 2 W 120 OF LOT 29
Legal Range41E
Legal Township38S
Legal Section55
Legal SubdivisionHARBOR ESTATES
Legal Block1
Legal Lot Number29
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group1
Census Block1000
Census Tract1103

Owner

Source: Martin County assessment roll, as of August 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address429 SW HARBOR ST, STUART, FL 34997-7446
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Jul 19, 2023Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jul 19, 2022Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Apr 17, 2018Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 19, 2023 · Amount on Record
Deed SaleJul 19, 2023 · Amount on Record
Prior SaleJul 19, 2022 · Amount on Record
Deed Document Number20233026934
Deed Book / Page3386 / 2599
Record UpdatedJun 8, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateJul 19, 2023
Property Address429 SW HARBOR ST, STUART, FL 34997-7446
Document Number0033862599
Book / Page3386 / 2599
Map ReferenceMB 3 PG 65
Instrument DateJul 17, 2023
Instrument3026934
Transaction TypeTransfer
Record UpdatedAug 10, 2023
Title CompanyOCEAN VIEW TITLE AND ESCROW LLC, OCEAN VIEW TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,150.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address204 POINT RD, PORTLAND, TN 37148-5362

Transferred To (Grantee/Buyer)

NameVerified Name
Address429 SW HARBOR ST, STUART, FL 34997-7446

Mortgage

Document Number0033862601
DateJul 19, 2023
Instrument3386/2601
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2053

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateJul 19, 2022
Property Address429 SW HARBOR ST, STUART, FL 34997-7446
Document Number0033251461
Book / Page3325 / 1461
Map ReferenceMB 3 PG 65
Instrument DateJul 19, 2022
Instrument2971369
Transaction TypeTransfer
Record UpdatedAug 4, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$1,400.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name
Address1513 SE RIVERSIDE DR, 1513, STUART, FL 34996-1209

Transferred To (Grantee/Buyer)

NameVerified Name
Address429 SW HARBOR ST, STUART, FL 34997-7446

April 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMARTIN FL
Recording DateApr 17, 2018
Property Address429 SW HARBOR ST, STUART, FL 34997-7446
Document Number0029862404
Book / Page002986 / 002404
Instrument DateApr 9, 2018
Instrument2689456
Transaction TypeTransfer
Record UpdatedJun 7, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1455 SE RIVERSIDE DR STUART FL 349961207, STUART, FL 34996-1207

Tax Assessment & Valuation

Source: Martin County assessment roll, as of August 27, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$375,070 (+24.36%) Land $250,000 Building $125,070$375,070 (+24.36%) Land $250,000 Building $125,070
2024$5,960.00 (+34.39%)
2023$4,435.00 (+1.42%) Additional exemption filed$301,590 (+29.6%) Land $240,000 Building $61,590$301,590 (+21.93%) Land $240,000 Building $61,590
2022$4,373.00$232,711$247,340 Land $190,400 Building $56,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 186 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies218 units insured
incl. 32 condo units
Nearby Flood Claims170 (1979–2025)
Claims Outside the SFHA25 of 170
Most Recent ClaimOct 2025 · other causes
Claims by Event
  • Hurricane Frances, Sep 2004 · 75 claims
  • Hurricane Irene, Oct 1999 · 18 claims
  • Severe Flooding, Oct 1995 · 47 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fixed Wireless in parts of the area		100 / 20

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