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540 SW Harbor St, Stuart, FL 34997 Property Records

Martin County property record for 540 SW Harbor St, Stuart, FL 34997 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1998
Square Footage2,243 sqft Living Area
Lot Size12,458 sqft (0.286 acres)
OccupancyOwner Occupied
Last Sale$451,500 (2021)
Tax Bill$6,996.00 (2025)

Property Details

APN / Parcel Number

Primary APN55-38-41-007-000-0008.1-3-0000
Alternative APNs
  • 55-38-41-007-000-00081-3
  • 44379

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Building Area2,243 sqft Living Area
Gross Area2,683 sqft Gross Area
1st Floor2,243 sqft 1st Floor
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces
ElevatorElevator

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1998
Exterior MaterialBrick Exterior
Construction TypeConcrete Blocks Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area12,458 sqft (0.286 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area440 sqft Garage

Exterior Amenities

Deck Area358 sqft Deck
Patio Area358 sqft Patio
Porch Area582 sqft Porch
Boat LiftBoat Lift
Boat AccessBoat Access

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address540 SW HARBOR ST
CitySTUART
StateFL
Zip34997-6226
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHARBOR ESTATES SEC 2 W1/2 OF LOT 8
Legal Range41E
Legal Township38S
Legal Section55
Legal SubdivisionHARBOR ESTATES
Legal Block1
Legal Lot Number8
JurisdictionMARTIN FL
Minor Civil DivisionPORT SALERNO-HOBE SOUND
Census Blockgroup1
Census Block1000
Census Tract1103

Owner

Source: Martin County records · APN 55-38-41-007-000-0008.1-3-0000

Assessment roll updated August 27, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address540 SW HARBOR ST, STUART, FL 34997-6226
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2022Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Mar 09, 2021Warranty Deed, Transfer · Conventional Mortgage
SWBC MORTGAGE CORP
Nov 05, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 09, 2021 · Amount on Record
Deed SaleMar 09, 2021 · Amount on Record
Prior SaleFeb 01, 1983 · Amount on Record
Deed Doc Number20212873208
Deed Book / Page3204 / 1537
Last Transfer DateJan 10, 2022
Transfer Doc0032850862
Record RefreshedSep 20, 2026

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARTIN FL
Recording DateJan 11, 2022
Property Address540 SW HARBOR ST, STUART, FL 34997-6226
Document Number0032850862
Book / Page3285 / 862
Map ReferenceMB 3 PG 65
Instrument DateJan 10, 2022
Instrument2936400
Transaction TypeTransfer
Record UpdatedJul 29, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address540 SW HARBOR ST, STUART, FL 34997-6226

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateMar 09, 2021
Property Address540 SW HARBOR ST, STUART, FL 34997-6226
Document Number0032041537
Book / Page3204 / 1537
Map ReferenceMB 3 PG 35
Instrument DateFeb 19, 2021
Instrument2873208
Transaction TypeTransfer
Record UpdatedJul 29, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,160.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2334 MILES CT, 2334, LAKELAND, FL 33812-5207

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 INDIALUCIE PKWY, SEWALLS POINT, FL 34996-6627

Mortgage

Document Number0032041540
DateMar 09, 2021
Instrument3204/1540
Lender
NameSWBC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2051

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARTIN FL
Recording DateNov 05, 2019
Property Address540 SW HARBOR ST, STUART, FL 34997-6226
Document Number0030930232
Book / Page003093 / 000232
Instrument DateOct 25, 2019
Instrument2783615
Transaction TypeTransfer
Record UpdatedNov 26, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address540 SW HARBOR ST STUART FL 349976226, STUART, FL 34997-6226

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated August 27, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,996.00 (+9.02%) Homeowner's exemption$416,255 (+5.99%)$638,390 (+9.34%) Land $400,000 Building $238,390
2024$6,417.00 (+1.94%)
2023$6,295.00 (+3.55%) Additional exemption filed$392,742 (+3%)$583,880 (+10.6%) Land $320,000 Building $263,880
2022$6,079.00 Homeowner's exemption$381,303$527,920 Land $294,350 Building $233,570

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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