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555 SW Harbor St, Stuart, FL 34997 Property Records

Martin County property record for 555 SW Harbor St, Stuart, FL 34997 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · built 2024
Lot Size0.344 acres (14,985 sqft)
Owner2 Individual Names on File
Last Sale$235,000 (Jun 2022)
Tax Bill$3,322 (2024)
Deeds & MortgagesAug 2022 Construction Loan
Jun 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN55-38-41-007-000-0033.0-2-0000

Property Details

APN / Parcel Number

Primary APN55-38-41-007-000-0033.0-2-0000
Alternative APNs
  • 55-38-41-007-000-00330-2
  • 44412

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
ElevatorElevator

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area14,985 sqft (0.344 acres)
View / LotInterior

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address555 SW HARBOR ST
CitySTUART
StateFL
Zip34997-6225
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHARBOR ESTATES SEC 2 LOT 33
Legal Range41E
Legal Township38S
Legal Section55
Legal SubdivisionHARBOR ESTATES
Legal Block1
Legal Lot Number33
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group1
Census Block1000
Census Tract1103

Owner

Source: Martin County records · APN 55-38-41-007-000-0033.0-2-0000

Assessment roll updated August 27, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address555 SW HARBOR ST, STUART, FL 34997-6225
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 08, 2022Deed of Trust, Mortgage · Construction Mortgage
MIDFLORIDA CU
Jun 03, 2022Warranty Deed, Transfer · Conventional Mortgage
MIDFLORIDA CU
Mar 17, 2021Warranty Deed, Transfer
ALLY PARKER BROWN TITLE INSURANCE, ALLY PARKER BROWN TTL INS AG
Nov 05, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 03, 2022 · Amount on Record
Deed SaleJun 03, 2022 · Amount on Record
Prior SaleMar 17, 2021 · Amount on Record
Deed Document Number20222963626
Deed Book / Page3316 / 2975
Prior Transfer DateOct 25, 2019
Prior Transfer Doc0030930232
Record UpdatedJun 08, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address555 SW HARBOR ST, STUART, FL 34997-6225
Transaction TypeMortgage
Record UpdatedDec 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2108 SE HARRISON ST, STUART, FL 34997-5657

Mortgage

Document Number0033290782
DateAug 08, 2022
Book Page3329/782
Instrument2974592
Lender
NameMIDFLORIDA CU
TypeCredit Union
AddressLAKELAND, FL 33802
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term379 Months
DueMar 01, 2054
Interest
Rate TypeAdjustable Rate
Rate4.62%
Type Change DateMar 01, 2034
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change6.62%
Index1-Year CMT
Max Rate8.62%

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateJun 03, 2022
Property Address555 SW HARBOR ST, STUART, FL 34997-6225
Document Number0033162975
Book / Page3316 / 2975
Map ReferenceMB 3 PG 65
Instrument DateJun 01, 2022
Instrument2963626
Transaction TypeTransfer
Record UpdatedDec 25, 2025
Title CompanySIGNATURE TITLE PARTNERS, SIGNATURE TITLE FL PARTNERS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,645.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3213 SE GRAN PARK WAY, STUART, FL 34997-6702

Transferred To (Grantee/Buyer)

NameVerified Name
Address2108 SE HARRISON ST, STUART, FL 34997-5657

Mortgage

Document Number0033162977
DateJun 03, 2022
Instrument3316/2977
Lender
NameMIDFLORIDA CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term61 Months
DueJul 01, 2027

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateMar 17, 2021
Property Address555 SW HARBOR ST, STUART, FL 34997-6225
Document Number0032070553
Book / Page3207 / 553
Map ReferenceMB 3 PG 65
Instrument DateMar 10, 2021
Instrument2875231
Transaction TypeTransfer
Record UpdatedDec 25, 2025
Title CompanyALLY PARKER BROWN TITLE INSURANCE, ALLY PARKER BROWN TTL INS AG

Transaction

AmountAmount Recorded
Tax$1,085.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3213 SE GRAN PARK WAY, STUART, FL 34997-6702

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARTIN FL
Recording DateNov 05, 2019
Property AddressSW HARBOR ST, STUART, FL 34997
Document Number0030930232
Book / Page003093 / 000232
Instrument DateOct 25, 2019
Instrument2783615
Transaction TypeTransfer
Record UpdatedNov 26, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address540 SW HARBOR ST STUART FL 349976226, STUART, FL 34997-6226

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated August 27, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$495,850 (+183.34%)$607,520 (+247.15%) Land $250,000 Building $357,520
2024$3,322.00 (+13.65%)
2023$2,923.00 (+25.24%)$175,000 (+25%) Land $175,000$175,000 (+25%) Land $175,000
2022$2,334.00$140,000 Land $140,000$140,000 Land $140,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120850011031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 186 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies218 units insured
32 under condo master policies
Nearby Flood Claims170 (1979–2025)
Claims Outside the SFHA25 of 170
Most Recent ClaimOct 2025, other causes
Claims By Storm
  • Hurricane Frances, Sep 2004 · 75 claims
  • Hurricane Irene, Oct 1999 · 18 claims
  • Severe Flooding, Oct 1995 · 47 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 194 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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