455 SW Harbor St, Stuart, FL 34997 Property Records

Martin County property record for 455 SW Harbor St, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,622 sqft · built 1981
Lot Size	0.523 acres (22,782 sqft)
Owner	2 Individual Names on File
Last Sale	$50,000 (Dec 1993)
Tax Bill	$2,281 (2024)
Flood Zone	Zone X (minimal risk)
APN	`55-38-41-007-000-0030.0-8-0000`

Property Details

APN / Parcel Number

Primary APN	`55-38-41-007-000-0030.0-8-0000`
Alternative APNs	`55-38-41-007-000-00300-8` `44409`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,622 sqft Living Area
Gross Area	2,210 sqft
1st Floor Area	1,622 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	22,782 sqft (0.523 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces
Pool Area	450 sqft
Porch	Open Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	455 SW HARBOR ST
City	STUART
State	FL
Zip	34997-7446
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HR1
Legal Description	HARBOR ESTATES SEC 2 LOT 30 & THE E 50' OF LOT 31 & ST LUCIE INLET FARMS S 20' OF WLY 140' OF NLY 145' OF ELY 330' OF TRACT 2 BLK 40
Legal Range	41E
Legal Township	38S
Legal Section	55
Legal Subdivision	HARBOR ESTATES
Legal Tract	2
Legal Block	1
Legal Lot Number	30,31
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1000
Census Tract	1103

Owner

Source: Martin County records · APN 55-38-41-007-000-0030.0-8-0000

Assessment roll updated August 27, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	455 SW HARBOR ST, STUART, FL 34997-7446
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 22, 1993 · Amount on Record
Deed Sale	Dec 22, 1993 · Amount on Record
Prior Sale	Dec 01, 1980 · Amount on Record
Deed Book / Page	1047 / 272
Last Transfer Date	Jun 02, 2025
Transfer Doc	0035030078
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated August 27, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$157,400 (+5.99%)	$379,850 (+7.19%) Land $250,000 Building $129,850
2024	$2,281.00 (+2.98%)
2023	$2,215.00 (+4.24%) Additional exemption filed	$148,510 (+3%)	$354,370 (+11.44%) Land $240,100 Building $114,270
2022	$2,125.00 Homeowner's exemption	$144,185	$318,000 Land $209,550 Building $108,450

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 186 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	218 units insured incl. 32 condo units
Nearby Flood Claims	170 (1979–2025)
Claims Outside the SFHA	25 of 170
Most Recent Claim	Oct 2025 · other causes
Claims by Event	Hurricane Frances, Sep 2004 · 75 claims Hurricane Irene, Oct 1999 · 18 claims Severe Flooding, Oct 1995 · 47 claims

Wildfire

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

Based on FCC filings for 194 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MARTIN CO UTILITIES serves 104,105 people
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.