Martin County property record for 460 SW Harbor St, Stuart, FL 34997
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,324 sqft · built 1994 |
| Lot Size | 0.574 acres (25,003 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $420,000 (Aug 2014) |
| Tax Bill | $7,023 (2024) |
| Deeds & Mortgages | May 2020 Mortgage Sep 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 55-38-41-007-000-0012.0-6-0000 |
| Primary APN | 55-38-41-007-000-0012.0-6-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,324 sqft Living Area |
| Gross Area | 2,830 sqft |
| 1st Floor Area | 2,324 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 25,003 sqft (0.574 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 450 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 567 sqft |
| Deck Area | 328 sqft |
| Patio Area | 287 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 460 SW HARBOR ST |
|---|---|
| City | STUART |
| State | FL |
| Zip | 34997-6298 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HR1 |
| Legal Description | HARBOR ESTATES SEC 2 LOT 12 |
| Legal Range | 41E |
| Legal Township | 38S |
| Legal Section | 55 |
| Legal Subdivision | HARBOR ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 12 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | PORT SALERNO-HOBE SOUND |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 1103 |
Source: Martin County records, as of August 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 460 SW HARBOR ST, STUART, FL 34997-6298 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 27, 2020 | Quit Claim Deed, Transfer FIDELITY LNDG |
| Sep 24, 2018 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 19, 2014 · Amount on Record |
| Deed Sale | Aug 19, 2014 · Amount on Record |
| Prior Sale | Oct 26, 1993 · Amount on Record |
| Deed Document Number | 20142471645 |
| Deed Book / Page | 2735 / 1970 |
| Last Transfer Date | May 15, 2020 |
| Transfer Doc | 0031311038 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | May 27, 2020 |
| Property Address | 460 SW HARBOR ST, STUART, FL 34997-6298 |
| Document Number | 0031311038 |
| Book / Page | 003131 / 001038 |
| Instrument Date | May 15, 2020 |
| Instrument | 2816480 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2020 |
| Title Company | FIRST INT'L TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 460 SW HARBOR ST STUART FL 349976298, STUART, FL 34997-6298 |
| Document Number | 31311040 |
|---|---|
| Date | May 27, 2020 |
| Book Page | 003131/001040 |
| Instrument | 2816481 |
| Name | FIDELITY LNDG |
|---|---|
| Address | 3 EXECUTIVE CAMPUS # 520, CHERRY HILL, NJ 08002-4113 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | May 26, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 460 SW HARBOR ST, STUART, FL 34997-6298 |
| Document Number | 0030212162 |
| Instrument Date | Sep 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2018 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 460 SW HARBOR ST STUART FL 349976298, STUART, FL 34997-6298 |
| Document Number | 0030212162 |
|---|---|
| Date | Oct 16, 2018 |
| Book Page | 003021/002162 |
| Instrument | 2720745 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 15, 2043 |
| Rate Type | Adjustable Rate |
|---|
Source: Martin County assessment roll, as of August 27, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $454,129 (+5.99%) | $755,350 (+11.32%) Land $480,000 Building $275,350 | |
| 2024 | $7,023.00 (+1.9%) | ||
| 2023 | $6,892.00 (+3.51%) Additional exemption filed | $428,477 (+3%) | $678,530 (+9.78%) Land $384,000 Building $294,530 |
| 2022 | $6,658.00 Homeowner's exemption | $415,998 | $618,100 Land $353,220 Building $264,880 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 186 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 218 units insured incl. 32 condo units |
| Nearby Flood Claims | 170 (1979–2025) |
| Claims Outside the SFHA | 25 of 170 |
| Most Recent Claim | Oct 2025 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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