520 Sunset Ter, Lake Bluff, IL 60044 Property Records

Lake County property record for 520 Sunset Ter, Lake Bluff, IL 60044

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,997 sqft · built 1969
Lot Size	0.225 acres (9,810 sqft)
Owner	2 Individual Names on File
Last Sale	$1,249,000 (Jun 2025)
Tax Bill	$17,266 (2024)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Nov 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`12-20-108-004`

Property Details

APN / Parcel Number

Primary APN	`12-20-108-004`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,997 sqft Living Area
Gross Area	4,941 sqft
1st Floor Area	1,917 sqft
Upper Floors Area	1,080 sqft
Basement Area	1,350 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1974
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,810 sqft (0.225 acres)
Garage Type	Attached
Garage Area	594 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	350 sqft
Patio Area	950 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	520 SUNSET TER
City	LAKE BLUFF
State	IL
Zip	60044-2349
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE TERRACE LOT 1 BLOCK 17
Legal Subdivision	THE TERRACE
Legal Block	17
Legal Lot Number	1
Jurisdiction	LAKE IL
Township / Civil Division	SHIELDS
Census Block Group	3
Census Block	3020
Census Tract	863202

Owner

Source: Lake County records · APN 12-20-108-004

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2010 W CONCORD PL, CHICAGO, IL 60647-5506
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 09, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 11, 2025 · Amount on Record
Deed Sale	Jun 11, 2025 · Amount on Record
Prior Sale	Mar 24, 2021 · Amount on Record
Deed Document Number	20258103272
Prior Transfer Date	Jan 22, 2010
Prior Transfer Doc	0006567729
Record Updated	Jun 08, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Mar 24, 2021
Property Address	520 SUNSET TER, LAKE BLUFF, IL 60044-2349
Document Number	0007767287
Map Reference	DOC 265877
Instrument Date	Feb 22, 2021
Instrument	7767287
Transaction Type	Transfer
Record Updated	Aug 05, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$690.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	520 SUNSET TER, LAKE BLUFF, IL 60044-2349

Mortgage

Document Number	0007767288
Date	Mar 24, 2021
Instrument	7767288

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2051

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE IL
Recording Date	Nov 09, 2020
Property Address	520 SUNSET TER, LAKE BLUFF, IL 60044-2349
Document Number	0007714086
Instrument Date	Jan 22, 2010
Instrument	7714086
Transaction Type	Transfer
Record Updated	Dec 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	520 SUNSET TER LAKE BLUFF IL 600442349, LAKE BLUFF, IL 60044-2349

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Shields Township
Municipality	Lake Bluff Village
Elementary School District	Lake Bluff Elementary School District 65 (KG - 08)
Secondary School District	Lake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$278,444 (+24.09%) Land $91,003 Building $187,441	$835,415 (+24.09%) Land $273,036 Building $562,379
2024	$17,266.00 (+9.77%)
2023	$15,729.00 (+3.6%)	$224,393 (+0.92%) Land $73,338 Building $151,055	$673,246 (+0.92%) Land $220,036 Building $453,210
2022	$15,182.00	$222,347 Land $72,669 Building $149,678	$667,108 Land $218,029 Building $449,079

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 20, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2017 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 219 locations within half a mile of this property.

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