Lake County property record for 221 Sunset Ter, Lake Bluff, IL 60044
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,746 sqft · built 1962 |
| Lot Size | 0.382 acres (16,644 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $607,500 (Nov 2023) |
| Tax Bill | $15 (2024) |
| Deeds & Mortgages | May 2026 Mortgage Sep 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-20-408-001 |
| Primary APN | 12-20-408-001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,746 sqft Living Area |
| Gross Area | 3,199 sqft |
| 1st Floor Area | 1,269 sqft |
| Upper Floors Area | 1,058 sqft |
| Basement Area | 872 sqft |
| Finished Basement | 419 sqft |
| Unfinished Basement | 453 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 16,644 sqft (0.382 acres) |
| Lot Dimensions | 195 ft deep x 75 ft wide |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 63 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Water Source | Commercial |
| Street Address | 221 SUNSET TER |
|---|---|
| City | LAKE BLUFF |
| State | IL |
| Zip | 60044-2328 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILLAGE OF LAKE BLUFF THE TERRACE LOT 7 BLOCK 16 |
| Legal Subdivision | VILLAGE OF LAKE BLUFF THE TERRACE |
| Legal Block | 16 |
| Legal Lot Number | 7 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | SHIELDS |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 863202 |
Source: Lake County assessment roll, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6919 W 112TH PL, WORTH, IL 60482-2021 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 12, 2026 | Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE |
| Sep 11, 2025 | Deed of Trust, Mortgage · VA Mortgage UMORTGAGE LLC |
| Nov 2, 2023 | Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC |
| Dec 11, 2017 | Deed of Trust, Mortgage · Line of Credit QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 2, 2023 · Amount on Record |
| Deed Sale | Nov 2, 2023 · Amount on Record |
| Prior Sale | Sep 20, 2004 · Amount on Record |
| Deed Document Number | 20238003881 |
| Prior Transfer Date | Dec 29, 2012 |
| Prior Transfer Doc | 0006946721 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | May 12, 2026 |
| Property Address | 221 SUNSET TER, LAKE BLUFF, IL 60044-2328 |
| Document Number | 0008168405 |
| Instrument Date | May 1, 2026 |
| Instrument | 20268168405 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 221 SUNSET TER, LAKE BLUFF, IL 60044-2328 |
| Document Number | 0008168405, |
|---|---|
| Date | May 12, 2026 |
| Instrument | 20268168405 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 5.63% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 221 SUNSET TER, LAKE BLUFF, IL 60044-2328 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2025 |
| Name | Verified Name |
|---|---|
| Address | 221 SUNSET TER, LAKE BLUFF, IL 60044-2328 |
| Document Number | 0008120714 |
|---|---|
| Date | Sep 11, 2025 |
| Instrument | 8120714 |
| Name | UMORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | PHILADELPHIA, PA 19103 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.12% |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Nov 2, 2023 |
| Property Address | 221 SUNSET TER, LAKE BLUFF, IL 60044-2328 |
| Document Number | 0008003881 |
| Map Reference | DOC 265877 |
| Instrument Date | Sep 19, 2023 |
| Instrument | 8003881 |
| Transaction Type | Transfer |
| Record Updated | Nov 13, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $607.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 221 SUNSET TER, LAKE BLUFF, IL 60044-2328 |
| Document Number | 0008003882 |
|---|---|
| Date | Nov 2, 2023 |
| Instrument | 8003882 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2053 |
| Rate | 5.99% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 221 SUNSET TER, LAKE BLUFF, IL 60044-2328 |
| Document Number | 0007451598 |
| Instrument Date | Dec 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 221 SUNSET TER LAKE BLUFF IL 600442328, LAKE BLUFF, IL 60044-2328 |
| Document Number | 0007451598 |
|---|---|
| Date | Dec 18, 2017 |
| Instrument | 7451598 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 17, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Shields Township |
| Municipality | Lake Bluff Village |
| Elementary School District | Lake Bluff Elementary School District 65 (KG - 08) |
| Secondary School District | Lake Forest Community High School District 115 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $224,865 (+7.66%) Land $132,780 Building $92,085 | $674,663 (+7.66%) Land $398,380 Building $276,283 | |
| 2024 | $15.00 (-99.89%) | ||
| 2023 | $14,216.00 (+3.62%) | $208,871 (+0.92%) Land $107,006 Building $101,865 | $626,676 (+0.92%) Land $321,050 Building $305,626 |
| 2022 | $13,719.00 | $206,967 Land $106,031 Building $100,936 | $620,963 Land $318,125 Building $302,838 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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