510 Sunset Ter, Lake Bluff, IL 60044 Property Records

Lake County property record for 510 Sunset Ter, Lake Bluff, IL 60044

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,615 sqft · built 1966
Lot Size0.235 acres (10,215 sqft)
Owner2 Individual Names on Record
Last Sale$1,012,500 (May 2026)
Tax Bill$13,973 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
May 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN12-20-108-007

Property Details

APN / Parcel Number

Primary APN12-20-108-007

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,615 sqft Living Area
Gross Area3,600 sqft
1st Floor Area1,031 sqft
Upper Floors Area1,014 sqft
Basement Area975 sqft
Finished Basement570 sqft
Unfinished Basement405 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area10,215 sqft (0.235 acres)
Garage TypeAttached
Garage Area580 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address510 SUNSET TER
CityLAKE BLUFF
StateIL
Zip60044-2349
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE TERRACE LOT 22 BLOCK 17
Legal SubdivisionTHE TERRACE
Legal Block17
Legal Lot Number22
JurisdictionLAKE IL
Township / Civil DivisionSHIELDS
Census Block Group3
Census Block3020
Census Tract863202

Owner

Source: Lake County records, as of June 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address7290 HUNTERS BRANCH DR, SANDY SPRINGS, GA 30328-1719
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
May 19, 2026Warranty Deed, Transfer · Conventional Mortgage
NEIGHBORHOODLOANS INC
May 10, 2023Warranty Deed, Transfer · Conventional Mortgage
WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 19, 2026 · Amount on Record
Deed SaleMay 19, 2026 · Amount on Record
Prior SaleMay 10, 2023 · Amount on Record
Deed Document Number20268170222
Record UpdatedOct 29, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IL
Recording DateMay 19, 2026
Property Address510 SUNSET TER, LAKE BLUFF, IL 60044-2349
Document Number0008170222
Instrument DateMay 19, 2026
Instrument20268170222
Transaction TypeTransfer
Record UpdatedJun 3, 2026
Title CompanyPROPERTY TITLE, PROPER TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$153,393.75
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address7290 HUNTERS BRANCH DR, ATLANTA, GA 30328-1719

Mortgage

Document Number0008170223,
DateMay 19, 2026
Instrument20268170223
Lender
NameNEIGHBORHOODLOANS INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6.12%
Initial TypeFixed Rate
Max Rate-1%

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IL
Recording DateMay 10, 2023
Property Address510 SUNSET TER, LAKE BLUFF, IL 60044-2349
Document Number0007972442
Map ReferenceDOC 265877
Instrument DateApr 14, 2023
Instrument7972442
Transaction TypeTransfer
Record UpdatedMay 19, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$503.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address510 SUNSET TER, LAKE BLUFF, IL 60044-2349

Mortgage

Document Number0007972443
DateMay 10, 2023
Instrument7972443
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2053
Interest
Rate TypeAdjustable Rate
Rate6.75%
Type Change DateMay 1, 2030
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change11.7%
IndexOther
Max Rate11.7%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionShields Township
MunicipalityLake Bluff Village
Elementary School DistrictLake Bluff Elementary School District 65 (KG - 08)
Secondary School DistrictLake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,973.00 (+6.13%)$221,161 (+24.09%) Land $94,758 Building $126,403$663,549 (+24.09%) Land $284,302 Building $379,247
2024$13,166.00 (+12.39%)
2023$11,715.00 (+3.66%)$178,231 (+0.92%) Land $76,364 Building $101,867$534,747 (+0.92%) Land $229,115 Building $305,632
2022$11,301.00$176,606 Land $75,668 Building $100,938$529,871 Land $227,027 Building $302,844

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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