475 Sunset Ter, Lake Bluff, IL 60044 Property Records

Lake County property record for 475 Sunset Ter, Lake Bluff, IL 60044

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,957 sqft · built 1968
Lot Size	0.297 acres (12,933 sqft)
Owner	2 Individual Names on Record
Last Sale	$383,500 (Jun 1997)
Tax Bill	$15,875 (2024)
Deeds & Mortgages	Apr 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`12-20-111-001`

Property Details

APN / Parcel Number

Primary APN	`12-20-111-001`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,957 sqft Living Area
Gross Area	4,917 sqft
1st Floor Area	1,646 sqft
Upper Floors Area	1,311 sqft
Basement Area	1,268 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1974
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,933 sqft (0.297 acres)
Garage Type	Attached
Garage Area	692 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	280 sqft
Patio Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	475 SUNSET TER
City	LAKE BLUFF
State	IL
Zip	60044-2346
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGE OF LAKE BLUFF THE TERRACE; LOT 14 BLOCK 12
Legal Subdivision	VILLAGE OF LAKE BLUFF THE TERRACE
Legal Block	12
Legal Lot Number	14
Jurisdiction	LAKE IL
Township / Civil Division	SHIELDS
Census Block Group	3
Census Block	3023
Census Tract	863202

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	475 SUNSET TER, LAKE BLUFF, IL 60044-2346
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 1997 · Amount on Record
Deed Sale	Jun 24, 1997 · Amount on Record
Deed Document Number	19973984892
Last Transfer Date	Apr 13, 2022
Transfer Doc	0007898439
Record Updated	Jun 8, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE IL
Recording Date	Apr 21, 2022
Property Address	475 SUNSET TER, LAKE BLUFF, IL 60044-2346
Document Number	0007898439
Map Reference	DOC 265877
Instrument Date	Apr 13, 2022
Instrument	7898439
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	475 SUNSET TER, LAKE BLUFF, IL 60044-2346

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Shields Township
Municipality	Lake Bluff Village
Elementary School District	Lake Bluff Elementary School District 65 (KG - 08)
Secondary School District	Lake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$264,879 (+24.09%) Land $115,175 Building $149,704	$794,717 (+24.09%) Land $345,560 Building $449,157
2024	$15,875.00 (+9.2%)
2023	$14,538.00 (+3.63%)	$213,461 (+0.92%) Land $92,817 Building $120,644	$640,447 (+0.92%) Land $278,479 Building $361,968
2022	$14,029.00	$211,515 Land $91,971 Building $119,544	$634,609 Land $275,941 Building $358,668

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE BLUFF serves 5,600 people · EPA ID IL0970750
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20