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480 Sunset Ter, Lake Bluff, IL 60044 Property Records

Lake County property record for 480 Sunset Ter, Lake Bluff, IL 60044

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,385 sqft · built 1965
Lot Size0.277 acres (12,066 sqft)
OwnerCompany Name on Record
Last Sale$550,000 (May 2016)
Tax Bill$15,562 (2025)
Deeds & MortgagesJan 2021 Mortgage
Oct 2019 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN12-20-110-003

Property Details

APN / Parcel Number

Primary APN12-20-110-003

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,385 sqft Living Area
Gross Area3,933 sqft
1st Floor Area1,359 sqft
Upper Floors Area1,026 sqft
Basement Area1,086 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area12,066 sqft (0.277 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area92 sqft
Patio Area400 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address480 SUNSET TER
CityLAKE BLUFF
StateIL
Zip60044-2347
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE TERRACE LOT 1 BLOCK 18
Legal SubdivisionTHE TERRACE
Legal Block18
Legal Lot Number1
JurisdictionLAKE IL
Township / Civil DivisionSHIELDS
Census Block Group3
Census Block3020
Census Tract863202

Owner

Source: Lake County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address480 SUNSET TER, LAKE BLUFF, IL 60044-2347
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jan 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
DIAMOND RESIDENTIAL MORTGAGE CORP
Oct 17, 2019Deed of Trust, Mortgage · Line of Credit
TCF NATIONAL BANK
Oct 17, 2019Deed of Trust, Mortgage · Conventional Mortgage
DIAMOND RESIDENTIAL MORTGAGE CORP
Nov 10, 2020Loan Modification, Mortgage · Conventional Mortgage
TCF NAT'L BK
Dec 9, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 26, 2016 · Amount on Record
Deed SaleMay 26, 2016 · Amount on Record
Prior SaleMay 1, 2015 · Amount on Record
Deed Document Number20167295205
Last Transfer DateDec 6, 2019
Transfer Doc0007614897
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address480 SUNSET TER, LAKE BLUFF, IL 60044-2347
Transaction TypeMortgage
Record UpdatedMar 9, 2021
Title CompanyCARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007739814
DateJan 19, 2021
Instrument7739814
Lender
NameDIAMOND RESIDENTIAL MORTGAGE CORP
TypeMortgage Company
AddressLAKE FOREST, IL 60045
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueDec 1, 2050
Interest
Rate TypeFixed Rate

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address480 SUNSET TER, LAKE BLUFF, IL 60044-2347
Transaction TypeMortgage
Record UpdatedFeb 7, 2021
Title CompanyCARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007601418
DateOct 17, 2019
Instrument7601418
Lender
NameTCF NATIONAL BANK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueSep 23, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address480 SUNSET TER, LAKE BLUFF, IL 60044-2347
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007601417
DateOct 17, 2019
Instrument7601417
Lender
NameDIAMOND RESIDENTIAL MORTGAGE CORP
TypeMortgage Company
AddressLAKE FOREST, IL 60045
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2049
Interest
Rate TypeAdjustable Rate
Rate3.37%
Type Change DateOct 1, 2024
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5.37%
Index1-Year LIBOR
Max Rate8.37%

November 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLAKE IL
Property Address480 SUNSET TER, LAKE BLUFF, IL 60044-2347
Document Number0007739815
Instrument DateNov 10, 2020
Transaction TypeMortgage
Record UpdatedMar 12, 2021
Title CompanyCARRINGTON TITLE PARTNERS LLC, CARRINGTON TITLE PTRS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address480 SUNSET TER LAKE BLUFF IL 600442347, LAKE BLUFF, IL 60044-2347

Mortgage

Document Number0007739815
DateJan 19, 2021
Instrument7739815
Lender
NameTCF NAT'L BK
TypeBank
AddressPLYMOUTH, MN 55441
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE IL
Recording DateDec 9, 2019
Property Address480 SUNSET TER, LAKE BLUFF, IL 60044-2347
Document Number0007614897
Instrument DateDec 6, 2019
Instrument7614897
Transaction TypeTransfer
Record UpdatedDec 30, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address480 SUNSET TER LAKE BLUFF IL 600442347, LAKE BLUFF, IL 60044-2347

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionShields Township
MunicipalityLake Bluff Village
Elementary School DistrictLake Bluff Elementary School District 65 (KG - 08)
Secondary School DistrictLake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$15,562.00 (+6.09%)$245,393 (+24.09%) Land $110,800 Building $134,593$736,252 (+24.09%) Land $332,433 Building $403,819
2024$14,669.00 (+9.17%)
2023$13,437.00 (+3.62%)$197,758 (+0.92%) Land $89,292 Building $108,466$593,334 (+0.92%) Land $267,903 Building $325,431
2022$12,967.00$195,955 Land $88,478 Building $107,477$587,924 Land $265,461 Building $322,463

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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