450 Sunset Ter, Lake Bluff, IL 60044 Property Records

Lake County property record for 450 Sunset Ter, Lake Bluff, IL 60044

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,288 sqft · built 1968
Lot Size	0.27 acres (11,774 sqft)
Owner	Individual Name on File
Last Sale	$560,000 (Oct 2020)
Tax Bill	$14,071 (2024)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-20-110-008`

Property Details

APN / Parcel Number

Primary APN	`12-20-110-008`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,288 sqft Living Area
Gross Area	3,930 sqft
1st Floor Area	1,428 sqft
Upper Floors Area	1,260 sqft
Basement Area	780 sqft
Finished Basement	600 sqft
Unfinished Basement	180 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,774 sqft (0.27 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	346 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	450 SUNSET TER
City	LAKE BLUFF
State	IL
Zip	60044-2347
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE TERRACE LOT 19 BLOCK 18
Legal Subdivision	THE TERRACE
Legal Block	18
Legal Lot Number	19
Jurisdiction	LAKE IL
Township / Civil Division	SHIELDS
Census Block Group	3
Census Block	3020
Census Tract	863202

Owner

450 Sunset Ter is owned and occupied by an individual who bought it in October 2020.

Source: Lake County records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	450 SUNSET TER, LAKE BLUFF, IL 60044-2347
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2020 · Amount on File
Deed Sale	Oct 13, 2020 · Amount on File
Prior Sale	Sep 14, 2016 · Amount on File
Deed Document Number	20207704384
Record Updated	Oct 29, 2026

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	LAKE IL
Recording Date	Oct 13, 2020
Property Address	450 SUNSET TER, LAKE BLUFF, IL 60044-2347
Document Number	0007704384
Map Reference	MB O PG 62
Instrument Date	Sep 21, 2020
Instrument	7704384
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	450 SUNSET TER, LAKE BLUFF, IL 60044-2347

Mortgage

Document Number	0007704385
Date	Oct 13, 2020
Instrument	7704385

Lender

Name	PREMIA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Shields Township
Municipality	Lake Bluff Village
Elementary School District	Lake Bluff Elementary School District 65 (KG - 08)
Secondary School District	Lake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$235,771 Land $109,230 Building $126,541	$707,384 Land $327,723 Building $379,661
2024	$14,071.00 (+9.13%)
2023	$12,894.00 (+3.63%)	$190,004 (+0.92%) Land $88,026 Building $101,978	$570,069 (+0.92%) Land $264,104 Building $305,965
2022	$12,442.00	$188,272 Land $87,224 Building $101,048	$564,872 Land $261,698 Building $303,174

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 450 Sunset Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 450 Sunset Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20