Polk County property record for 520 Ridges Dr, Dundee, FL 33838 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2007 |
| Square Footage | 1,616 sqft Living Area |
| Lot Size | 6,325 sqft (0.145 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $264,000 (2025) |
| Tax Bill | $1,537.00 (2025) |
| Primary APN | 27-28-27-835824-001120 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,616 sqft Living Area |
| Gross Area | 2,036 sqft Gross Area |
| 1st Floor | 1,616 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Stucco Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 6,325 sqft (0.145 acres) |
| Garage Type | Attached Garage |
| Garage Area | 420 sqft Garage |
| Porch Area | 24 sqft Porch |
| Street Address | 520 RIDGES DR |
|---|---|
| City | DUNDEE |
| State | FL |
| Zip | 33838-4628 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | RIDGE OF DUNDEE PB 137 PG 8 LOT 112 |
| Legal Range | 27E |
| Legal Township | 28S |
| Legal Section | 27 |
| Legal Subdivision | RIDGE OF DUNDEE |
| Legal Tract | 835824 |
| Legal Block | 1 |
| Legal Lot Number | 112 |
| Jurisdiction | POLK FL |
| Minor Civil Division | HAINES CITY |
| Census Blockgroup | 1 |
| Census Block | 1067 |
| Census Tract | 14121 |
Source: Polk County records · APN 27-28-27-835824-001120
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 520 RIDGES DR, DUNDEE, FL 33838-4628 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Single Woman |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 11, 2025 · Amount on Record |
| Deed Sale | Jul 11, 2025 · Amount on Record |
| Prior Sale | Oct 06, 2014 · Amount on Record |
| Deed Doc Number | 2025161855 |
| Deed Book / Page | 13620 / 1226 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 520 RIDGES DR, DUNDEE, FL 33838-4628 |
| Transaction Type | Mortgage |
| Record Updated | Oct 04, 2022 |
| Title Company | ATLAS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 520 RIDGES DR, DUNDEE, FL 33838-4628 |
| Document Number | 0000257515 |
|---|---|
| Date | Sep 22, 2022 |
| Book Page | 12429/1237 |
| Instrument | 2022257515 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Dundee Town |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,537.00 (-1.16%) | $125,747 (+5.99%) | $196,065 (-9.16%) Land $38,000 Building $158,065 |
| 2023 | $1,555.00 (-2.08%) Homeowner's exemption | $118,644 (+3%) | $215,844 (+12.17%) Land $37,000 Building $178,844 |
| 2022 | $1,588.00 Homeowner's exemption | $115,188 | $192,427 Land $31,000 Building $161,427 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 47% of the US · above 17% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,190 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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