524 Ridges Dr, Dundee, FL 33838 Property Records

Polk County property record for 524 Ridges Dr, Dundee, FL 33838

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,012 sqft · built 2007
Lot Size	0.145 acres (6,325 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Mar 2024)
Tax Bill	$4,438 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-28-27-835824-001100`

Property Details

APN / Parcel Number

Primary APN	`27-28-27-835824-001100`
Alternative APN	`72827000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,012 sqft Living Area
Gross Area	2,410 sqft
1st Floor Area	2,012 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	6,325 sqft (0.145 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	398 sqft
Porch	Finished/Open Porch
Porch Area	54 sqft

Location & Zoning

Street Address	524 RIDGES DR
City	DUNDEE
State	FL
Zip	33838-4628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGE OF DUNDEE PB 137 PG 8 LOT 110
Legal Range	27E
Legal Township	28S
Legal Section	27
Legal Subdivision	RIDGE OF DUNDEE
Legal Tract	835824
Legal Block	1
Legal Lot Number	110
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1067
Census Tract	14121

Owner

Source: Polk County assessment roll, APN 27-28-27-835824-001100, as of June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	524 RIDGES DR, DUNDEE, FL 33838-4628
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 04, 2024 · Amount on Record
Deed Sale	Mar 04, 2024 · Amount on Record
Prior Sale	Dec 04, 2007 · Amount on Record
Deed Document Number	202450444
Deed Book / Page	13027 / 1039
Record Updated	Sep 20, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 04, 2024
Property Address	524 RIDGES DR, DUNDEE, FL 33838-4628
Document Number	0000050444
Book / Page	13027 / 1039
Map Reference	MB 137 PG 8
Instrument Date	Feb 27, 2024
Instrument	2024050444
Transaction Type	Transfer
Record Updated	Mar 15, 2024
Title Company	CELEBRATION TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,030.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23 OAKRIDGE DR, LAKE WALES, FL 33853

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 RIDGES DR, DUNDEE, FL 33838-4628

Mortgage

Document Number	0130271041
Date	Mar 04, 2024
Instrument	13027/1041

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2054

Tax Assessment & Valuation

Source: Polk County assessment roll as of June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Dundee Town
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,438.00 (+422.12%)	$221,834 (+181.61%) Land $38,000 Building $183,834	$221,834 (-9.48%) Land $38,000 Building $183,834
2023	$850.00 (+4.94%) Homeowner's exemption	$78,774 (+3%)	$245,059 (+11.53%) Land $37,000 Building $208,059
2022	$810.00 Homeowner's exemption	$76,480	$219,722 Land $31,000 Building $188,722

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), as of October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050141211, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (2002–2004)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2004 · Hurricane Frances
Claims by Event	Hurricane Frances, Sep 2004 · 3 claims

Wildfire

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 219 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL6530485, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF DUNDEE serves 3,824 people
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026 Ethylene dibromide resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.