Polk County property record for 521 Ridges Dr, Dundee, FL 33838
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,012 sqft · built 2007 |
| Lot Size | 0.146 acres (6,351 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $170,000 (Oct 2007) |
| Tax Bill | $791 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-28-27-835824-001000 |
| Primary APN | 27-28-27-835824-001000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,012 sqft Living Area |
| Gross Area | 2,410 sqft |
| 1st Floor Area | 2,012 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 6,351 sqft (0.146 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 398 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 54 sqft |
| Street Address | 521 RIDGES DR |
|---|---|
| City | DUNDEE |
| State | FL |
| Zip | 33838-4629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGE OF DUNDEE PB 137 PG 8 LOT 100 |
| Legal Range | 27E |
| Legal Township | 28S |
| Legal Section | 27 |
| Legal Subdivision | RIDGE OF DUNDEE |
| Legal Tract | 835824 |
| Legal Block | 1 |
| Legal Lot Number | 100 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 1 |
| Census Block | 1062 |
| Census Tract | 14121 |
Source: Polk County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 521 RIDGES DR, DUNDEE, FL 33838-4629 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 2007 · Amount on Record |
| Deed Sale | Oct 4, 2007 · Amount on Record |
| Deed Document Number | 2007206464 |
| Deed Book / Page | 7444 / 1944 |
| Last Transfer Date | Jun 25, 2025 |
| Transfer Doc | 0000151806 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 521 RIDGES DR, DUNDEE, FL 33838-4629 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 521 RIDGES DR, DUNDEE, FL 33838-4629 |
| Document Number | 0000298958 |
|---|---|
| Date | Nov 16, 2021 |
| Book Page | 11984/1618 |
| Instrument | 2021298958 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2036 |
Source: Polk County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Dundee Town |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $791.00 (-6.94%) Homeowner's exemption | $83,490 (+5.99%) | $221,834 (-9.48%) Land $38,000 Building $183,834 |
| 2023 | $850.00 (+4.94%) Homeowner's exemption | $78,774 (+3%) | $245,059 (+11.53%) Land $37,000 Building $208,059 |
| 2022 | $810.00 Homeowner's exemption | $76,480 | $219,722 Land $31,000 Building $188,722 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (2002–2004) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF DUNDEE serves 3,824 people · EPA ID FL6530485 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 Ethylene dibromide resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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