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518 Ridges Dr, Dundee, FL 33838 Property Records

Polk County property record for 518 Ridges Dr, Dundee, FL 33838

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,836 sqft · built 2007
Lot Size0.161 acres (6,991 sqft)
OwnerCompany Name on Record
Last Sale$354,400 (Jun 2022)
Tax Bill$5,211 (2025)
Deeds & MortgagesJul 2023 Mortgage
Jul 2023 Transfer
+ 7 more
Flood ZoneZone X (minimal risk)
APN27-28-27-835824-001130

Property Details

APN / Parcel Number

Primary APN27-28-27-835824-001130
Alternative APN
  • 72827000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,836 sqft Living Area
Gross Area3,250 sqft
1st Floor Area1,296 sqft
Upper Floors Area1,540 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2010
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area6,991 sqft (0.161 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area414 sqft
PorchUnfinished Open Porch
Porch Area18 sqft

Location & Zoning

Street Address518 RIDGES DR
CityDUNDEE
StateFL
Zip33838-4628
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIDGE OF DUNDEE PB 137 PG 8 LOT 113
Legal Range27E
Legal Township28S
Legal Section27
Legal SubdivisionRIDGE OF DUNDEE
Legal Tract835824
Legal Block1
Legal Lot Number113
JurisdictionPOLK FL
Township / Civil DivisionHAINES CITY
Census Block Group1
Census Block1067
Census Tract14121

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address15771 RED HILL AVE, 100, TUSTIN, CA 92780-7333
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 25, 2023Deed of Trust, Mortgage · Commercial Mortgage
MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
Jul 17, 2023Intrafamily Transfer, Transfer
OS NATIONAL LLC
Jun 27, 2022Warranty Deed, Transfer
OS NATIONAL LLC
Feb 17, 2022Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Jun 12, 2020Warranty Deed, Transfer · FHA Mortgage
NATIONS LNDG
Dec 10, 2019Warranty Deed, Transfer
NOT AVAILABLE
Oct 17, 2019Warranty Deed, Transfer
ATTORNEY ONLY
Oct 17, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
May 21, 2019Correction Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 27, 2022 · Amount on Record
Deed SaleJun 27, 2022 · Amount on Record
Prior SaleJun 12, 2020 · Amount on Record
Deed Document Number2022174477
Deed Book / Page12313 / 441
Prior Transfer DateOct 15, 2019
Prior Transfer Doc0000220888
Record UpdatedOct 29, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address518 RIDGES DR, DUNDEE, FL 33838-4628
Transaction TypeMortgage
Record UpdatedAug 7, 2023
Title CompanyOS NATIONAL LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000172360
DateJul 25, 2023
Book Page12775/867
Instrument2023172360
Lender
NameMORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
TypeMortgage Company
AddressNEW YORK, NY 10036
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

July 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK FL
Recording DateJul 17, 2023
Property Address518 RIDGES DR, DUNDEE, FL 33838-4628
Document Number0000165529
Book / Page12765 / 1131
Map ReferenceMB 137 PG 8
Instrument DateJul 11, 2023
Instrument2023165529
Transaction TypeTransfer
Record UpdatedAug 7, 2023
Title CompanyOS NATIONAL LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address15771 RED HILL AVE, TUSTIN, CA 92780-7333

Transferred To (Grantee/Buyer)

NameVerified Name
Address15771 RED HILL AVE, TUSTIN, CA 92780-7333
InvestorPossibly a Property Investor

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJun 27, 2022
Property Address518 RIDGES DR, DUNDEE, FL 33838-4628
Document Number0000174477
Book / Page12313 / 441
Map ReferenceMB 137 PG 8
Instrument DateJun 20, 2022
Instrument2022174477
Transaction TypeTransfer
Record UpdatedJul 11, 2022
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
Tax$2,480.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1958 BERKLEY RD, 1958, AUBURNDALE, FL 33823-8635

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 15087, SANTA ANA, CA 92735-0087
InvestorPossibly a Property Investor

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address518 RIDGES DR, DUNDEE, FL 33838-4628
Transaction TypeMortgage
Record UpdatedMar 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address518 RIDGES DR, DUNDEE, FL 33838-4628

Mortgage

Document Number0000044252
DateFeb 17, 2022
Book Page12122/661
Instrument2022044252
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2052

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJun 12, 2020
Property Address518 RIDGES DR, DUNDEE, FL 33838-4628
Document Number0112631688
Book / Page011263 / 001688
Instrument DateMay 22, 2020
Instrument117115
Transaction TypeTransfer
Record UpdatedJul 6, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,624.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address518 RIDGES DR DUNDEE FL 338384628, DUNDEE, FL 33838-4628

Mortgage

Document Number112631690
DateJun 12, 2020
Book Page011263/001690
Instrument117116
Lender
NameNATIONS LNDG
AddressINDEPENDENCE, OH 44131
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 11, 2050

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateDec 10, 2019
Property Address518 RIDGES DR, DUNDEE, FL 33838-4628
Document Number0110692160
Book / Page011069 / 002160
Instrument DateDec 6, 2019
Instrument261859
Transaction TypeTransfer
Record UpdatedDec 27, 2019
Title CompanyNOT AVAILABLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address113 IVY BROOK CT DAVENPORT FL 338974531, DAVENPORT, FL 33897-4531

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateOct 17, 2019
Property Address518 RIDGES DR, DUNDEE, FL 33838-4628
Document Number0110100298
Book / Page011010 / 000298
Instrument DateOct 16, 2019
Instrument220890
Transaction TypeTransfer
Record UpdatedNov 4, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,085.70
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address113 IVY BROOK CT DAVENPORT FL 338974531, DAVENPORT, FL 33897-4531

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPOLK FL
Recording DateOct 17, 2019
Property Address518 RIDGES DR, DUNDEE, FL 33838-4628
Document Number0110100293
Book / Page011010 / 000293
Instrument DateOct 15, 2019
Instrument220888
Transaction TypeTransfer
Record UpdatedNov 4, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address314 S FRANKLIN ST TITUSVILLE PA 163542168, TITUSVILLE, PA 16354-2168

May 2019: Correction Deed, Foreclosure

Document TypeCorrection Deed
JurisdictionPOLK FL
Recording DateMay 21, 2019
Property Address518 RIDGES DR, DUNDEE, FL 33838-4628
Document Number0108471896
Book / Page010847 / 001896
Instrument DateApr 18, 2019
Instrument103943
Transaction TypeForeclosure
Record UpdatedJun 4, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$161.70
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address518 RIDGES DR DUNDEE FL 338384628, DUNDEE, FL 33838-4628

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityDundee Town
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$265,902 (+2.08%) Land $38,000 Building $227,902$265,902 (+2.08%) Land $38,000 Building $227,902
2025$5,211.00 (-4.14%)$260,492 (-8.56%) Land $38,000 Building $222,492$260,492 (-8.56%) Land $38,000 Building $222,492
2024$5,436.00 (-7.68%)
2023$5,888.00 (+27.56%)$284,880 (+22.21%) Land $37,000 Building $247,880$284,880 (+22.21%) Land $37,000 Building $247,880
2022$4,616.00$233,102 Land $31,000 Building $202,102$233,102 Land $31,000 Building $202,102

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims4 (2002–2004)
Claims Outside the SFHA2 of 4
Most Recent ClaimSep 2004 · Hurricane Frances
Claims by Event
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 82% of Florida
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF DUNDEE
serves 3,824 people · EPA ID FL6530485
Water SourceGroundwater
Last State InspectionDec 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Ethylene dibromide
resolved · Jan 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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