Polk County property record for 513 Ridges Dr, Dundee, FL 33838
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,458 sqft · built 2007 |
| Lot Size | 0.146 acres (6,342 sqft) |
| Owner | Individual on Record |
| Last Sale | $69,900 (Apr 2011) |
| Tax Bill | $599 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Mar 2024 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-28-27-835824-000960 |
| Primary APN | 27-28-27-835824-000960 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,458 sqft Living Area |
| Gross Area | 1,857 sqft |
| 1st Floor Area | 1,458 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 6,342 sqft (0.146 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 24 sqft |
| Street Address | 513 RIDGES DR |
|---|---|
| City | DUNDEE |
| State | FL |
| Zip | 33838-4629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGE OF DUNDEE PB 137 PG 8 LOT 96 |
| Legal Range | 27E |
| Legal Township | 28S |
| Legal Section | 27 |
| Legal Subdivision | RIDGE OF DUNDEE |
| Legal Tract | 835824 |
| Legal Block | 1 |
| Legal Lot Number | 96 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 1 |
| Census Block | 1062 |
| Census Tract | 14121 |
Source: Polk County assessment roll, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Mailing Address | 513 RIDGES DR, DUNDEE, FL 33838-4629 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 20, 2021 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Mar 12, 2024 | Correction Deed |
| Feb 20, 2024 | Correction Deed |
| Jan 24, 2024 | Deed, Transfer |
| May 14, 2019 | Trustee's Deed, Foreclosure NOT AVAILABLE |
| Apr 24, 2018 | Deed of Trust, Mortgage · Conventional Mortgage HOUSING FIN AGCY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 27, 2011 · Amount on Record |
| Deed Sale | Apr 27, 2011 · Amount on Record |
| Prior Sale | Nov 2, 2010 |
| Deed Document Number | 201171588 |
| Deed Book / Page | 8374 / 2067 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 513 RIDGES DR, DUNDEE, FL 33838-4629 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2024 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | PO BOX 5205, HAINES CITY, FL 33845-5205 |
| Document Number | 0000329873 |
|---|---|
| Date | Dec 20, 2021 |
| Book Page | 12033/1454 |
| Instrument | 2021329873 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 233 Months |
| Due | May 1, 2041 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 12, 2024 |
| Property Address | 513 RIDGES DR, DUNDEE, FL 33838-4629 |
| Document Number | 0000057529 |
| Book / Page | 13037 / 1087 |
| Instrument Date | Mar 7, 2024 |
| Instrument | 2024057529 |
| Record Updated | Mar 27, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 620 E MAIN ST, HAINES CITY, FL 33844-4222 |
| Name | Verified Name |
|---|---|
| Address | 513 RIDGES DR, DUNDEE, FL 33838-4629 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 20, 2024 |
| Property Address | 513 RIDGES DR, DUNDEE, FL 33838-4629 |
| Document Number | 0000039218 |
| Book / Page | 13011 / 1953 |
| Instrument Date | Feb 15, 2024 |
| Instrument | 2024039218 |
| Record Updated | Mar 27, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 620 E MAIN ST, HAINES CITY, FL 33844-4222 |
| Name | Verified Name |
|---|---|
| Address | 513 RIDGES DR, DUNDEE, FL 33838-4629 |
| Document Type | Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jan 24, 2024 |
| Property Address | 513 RIDGES DR, DUNDEE, FL 33838-4629 |
| Document Number | 0000017799 |
| Book / Page | 12982 / 1932 |
| Instrument Date | Jan 16, 2024 |
| Instrument | 2024017799 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $8.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 620 E MAIN ST, HAINES CITY, FL 33844-4222 |
| Name | Verified Name |
|---|---|
| Address | 513 RIDGES DR, DUNDEE, FL 33838-4629 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 14, 2019 |
| Property Address | 513 RIDGES DR, DUNDEE, FL 33838-4629 |
| Document Number | 0108400466 |
| Book / Page | 010840 / 000466 |
| Instrument Date | Apr 18, 2019 |
| Instrument | 98097 |
| Transaction Type | Foreclosure |
| Record Updated | May 30, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $161.70 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | 3050 BISCAYNE BLVD #402 MIAMI FL 331374143, 402, MIAMI, FL 33137-4143 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 513 RIDGES DR, DUNDEE, FL 33838-4629 |
| Document Number | 0104861495 |
| Instrument Date | Apr 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2018 |
| Name | Verified Name |
|---|---|
| Address | 513 RIDGES DR DUNDEE FL 338384629, DUNDEE, FL 33838-4629 |
| Document Number | 0104861495 |
|---|---|
| Date | May 16, 2018 |
| Book Page | 010486/001495 |
| Instrument | 104498 |
| Name | HOUSING FIN AGCY |
|---|---|
| Address | TALLAHASSEE, FL 32301-1329 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 12% |
|---|
Source: Polk County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Dundee Town |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $599.00 (-16.81%) Homeowner's exemption | $68,813 (+5.99%) | $183,194 (-9.14%) Land $38,000 Building $145,194 |
| 2023 | $720.00 (+0.84%) Homeowner's exemption | $64,926 (+3%) | $201,614 (+12.42%) Land $37,000 Building $164,614 |
| 2022 | $714.00 Homeowner's exemption | $63,035 | $179,339 Land $31,000 Building $148,339 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (2002–2004) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF DUNDEE serves 3,824 people · EPA ID FL6530485 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 Ethylene dibromide resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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