515 Ridges Dr, Dundee, FL 33838 Property Records

Polk County property record for 515 Ridges Dr, Dundee, FL 33838 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,836 sqft · built 2006
Lot Size	0.293 acres (12,750 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Jul 2020)
Tax Bill	$3,432 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-28-27-835824-000970`

Property Details

APN / Parcel Number

Primary APN	`27-28-27-835824-000970`
Alternative APN	`72827000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,836 sqft Living Area
Gross Area	3,250 sqft
1st Floor Area	1,296 sqft
Upper Floors Area	1,540 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	12,750 sqft (0.293 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	414 sqft
Porch	Unfinished Open Porch
Porch Area	18 sqft
Shed	1 Shed

Location & Zoning

Street Address	515 RIDGES DR
City	DUNDEE
State	FL
Zip	33838-4629
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGE OF DUNDEE PB 137 PG 8 LOT 97
Legal Range	27E
Legal Township	28S
Legal Section	27
Legal Subdivision	RIDGE OF DUNDEE
Legal Tract	835824
Legal Block	1
Legal Lot Number	97
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1062
Census Tract	14121

Owner

Source: Polk County records · APN 27-28-27-835824-000970

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	515 RIDGES DR, DUNDEE, FL 33838-4629
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 28, 2020 · Amount on Record
Deed Sale	Jul 28, 2020 · Amount on Record
Prior Sale	Jan 05, 2007 · Amount on Record
Deed Document Number	2020151662
Deed Book / Page	11314 / 1083
Prior Transfer Date	Jul 23, 2020
Prior Transfer Doc	0000151662
Record Updated	Sep 20, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 28, 2020
Property Address	515 RIDGES DR, DUNDEE, FL 33838-4629
Document Number	0113141083
Book / Page	011314 / 001083
Instrument Date	Jul 23, 2020
Instrument	151662
Transaction Type	Transfer
Record Updated	Aug 18, 2020
Title Company	INTEGRITY FIRST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,260.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 RIDGES DR DUNDEE FL 338384629, DUNDEE, FL 33838-4629

Mortgage

Document Number	113141085
Date	Jul 28, 2020
Book Page	011314/001085
Instrument	151663

Lender

Name	MIDFLORIDA CU ISAOA
Type	Credit Union
Address	LAKELAND, FL 33802-8008

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2050

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Dundee Town
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,432.00 (+1.96%) Homeowner's exemption	$215,492 (+5.99%)	$258,992 (-8.52%) Land $38,000 Building $220,992
2023	$3,366.00 (+2.94%) Homeowner's exemption	$203,319 (+3%)	$283,126 (+23.25%) Land $37,000 Building $246,126
2022	$3,270.00 Homeowner's exemption	$197,397	$229,708 Land $31,000 Building $198,708

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 12% of Florida
Wildfire Likelihood	About 1 in 813 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.