Miami-Dade County property record for 520 Harbor Dr, Key Biscayne, FL 33149 · Last verified February 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2000 |
| Square Footage | 3,546 sqft Living Area |
| Lot Size | 8,500 sqft (0.195 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $3,200,000 (2022) |
| Tax Bill | $47,396.00 (2025) |
| Primary APN | 24-4232-005-0770 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 3,546 sqft Living Area |
| Gross Area | 3,594 sqft Gross Area |
| Stories | 2 Stories |
| Primary Flooring | Vinyl/Resilient Flooring |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Concrete Construction |
| Lot Area | 8,500 sqft (0.195 acres) |
| Depth X Width | 100 ft x 79 ft Depth x Width |
| Pool Type | Pool with Hot Tub/Spa Pool Type |
| Fence | Fence |
| Patio Area | 1,571 sqft Patio |
| Street Address | 520 HARBOR DR |
|---|---|
| City | KEY BISCAYNE |
| State | FL |
| Zip | 33149-1707 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TROPICAL ISLE HOMES SUB 3RD ADDN PB 50-83 LOT 6 BLK 16 LOT SIZE 8500 SQ FT OR 20179-1985-1991 12/2001 5 |
| Legal Range | 42 |
| Legal Township | 54 |
| Legal Section | 32 |
| Legal Subdivision | TROPICAL ISLE HOMES SUB 3RD ADDN |
| Legal Block | 16 |
| Legal Lot Number | 6 |
| Jurisdiction | DADE FL |
| Minor Civil Division | KEY BISCAYNE |
| Census Blockgroup | 3 |
| Census Block | 3033 |
| Census Tract | 4602 |
Source: Miami-Dade County records · APN 24-4232-005-0770
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 520 HARBOR DR, KEY BISCAYNE, FL 33149-1707 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Aug 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Mar 04, 2022 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 04, 2022 · Amount on Record |
| Deed Sale | Mar 04, 2022 · Amount on Record |
| Prior Sale | Feb 01, 2002 |
| Deed Doc Number | 2022R0180227 |
| Deed Book / Page | 33048 / 608 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DADE FL |
| Property Address | 520 HARBOR DR, KEY BISCAYNE, FL 33149-1707 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000633022 |
|---|---|
| Date | Aug 10, 2022 |
| Book Page | 33331/3424 |
| Instrument | 2022R0633022 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | DOWNERS GROVE, IL 60515 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Sep 01, 2027 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.75% |
| Index | Other |
| Max Rate | 8.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DADE FL |
| Recording Date | Mar 04, 2022 |
| Property Address | 520 HARBOR DR, KEY BISCAYNE, FL 33149-1707 |
| Document Number | 0000180227 |
| Book / Page | 33048 / 608 |
| Map Reference | MB 50 PG 83 |
| Instrument Date | Feb 22, 2022 |
| Instrument | 2022R0180227 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $19,200.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 96734 KAIPII ST, KAILUA, HI 96734 |
| Name | Verified Name |
|---|---|
| Address | 520 HARBOR DR, KEY BISCAYNE, FL 33149-1707 |
Source: Miami-Dade County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Miami-Dade County |
| Municipality | Key Biscayne Village |
| Unified School District | Dade County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $47,396.00 (+6.14%) | $2,951,855 (+8.69%) Land $2,210,000 Building $741,855 | $2,951,855 (+8.69%) Land $2,210,000 Building $741,855 |
| 2023 | $44,656.00 (+91.87%) | $2,715,970 (+89.47%) Land $1,955,000 Building $760,970 | $2,715,970 (-22.7%) Land $1,955,000 Building $760,970 |
| 2022 | $23,274.00 Homeowner's exemption | $1,433,442 | $3,513,464 Land $1,500,250 Building $2,013,214 |
Source: FEMA National Flood Hazard Layer, Miami-Dade County (12086C), updated January 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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