Miami-Dade County property record for 530 Harbor Dr, Key Biscayne, FL 33149
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,468 sqft · built 1957 |
| Lot Size | 0.271 acres (11,820 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $3,550,000 (Apr 2019) |
| Tax Bill | $68,340 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Apr 2019 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 24-5205-007-0040 |
| Primary APN | 24-5205-007-0040 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,468 sqft Living Area |
| Gross Area | 4,221 sqft |
| Flooring | Vinyl/Resilient |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete |
| Lot Area | 11,820 sqft (0.271 acres) |
| Garage Area | 232 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 172 sqft |
| Patio Area | 330 sqft |
| Fence | Fence |
| Boat Access | Boat Access |
| Street Address | 530 HARBOR DR |
|---|---|
| City | KEY BISCAYNE |
| State | FL |
| Zip | 33149-1741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 2000:ESTATES,GENERAL |
| Legal Description | 5 & 6 55 42 .27 AC HURRICANE COVE PB 57-66 LOT 4 LOT SIZE 11820.00 SQ FT COC 22086-3189 02 2004 1 |
| Legal Range | 42 |
| Legal Township | 55 |
| Legal Section | 05 |
| Legal Subdivision | HURRICANE COVE |
| Legal Lot Number | 4 |
| Jurisdiction | DADE FL |
| Township / Civil Division | KEY BISCAYNE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 4602 |
Source: Miami-Dade County records, as of February 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 530 HARBOR DR, KEY BISCAYNE, FL 33149-1741 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 18, 2025 | Deed of Trust, Mortgage · Line of Credit MIDFIRST BANK |
| Apr 22, 2019 | Warranty Deed, Transfer BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 22, 2019 · Amount on Record |
| Deed Sale | Apr 22, 2019 · Amount on Record |
| Prior Sale | Mar 2, 2004 · Amount on Record |
| Deed Document Number | 2019R0246226 |
| Deed Book / Page | 31411 / 3230 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DADE FL |
| Property Address | 530 HARBOR DR, KEY BISCAYNE, FL 33149-1741 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2025 |
| Name | Verified Name |
|---|---|
| Address | 530 HARBOR DR, KEY BISCAYNE, FL 33149-1741 |
| Document Number | 0000861277 |
|---|---|
| Date | Nov 18, 2025 |
| Book Page | 35035/188 |
| Instrument | 2025R0861277 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | LOS ANGELES, CA 90067 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Nov 12, 2026 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DADE FL |
| Recording Date | Apr 22, 2019 |
| Property Address | 530 HARBOR DR, KEY BISCAYNE, FL 33149-1741 |
| Document Number | 0000246226 |
| Book / Page | 031411 / 003230 |
| Instrument Date | Apr 1, 2019 |
| Instrument | 246226 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $21,300.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 530 HARBOR DR KEY BISCAYNE FL 331491741, KEY BISCAYNE, FL 33149-1741 |
| Document Number | 246227 |
|---|---|
| Date | Apr 22, 2019 |
| Book Page | 031411/003232 |
| Instrument | 246227 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | 101 S TRYON ST, CHARLOTTE, NC 28280-0002 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 21, 2049 |
Source: Miami-Dade County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Miami-Dade County |
| Municipality | Key Biscayne Village |
| Unified School District | Dade County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $68,340.00 (+3.63%) Homeowner's exemption | $4,336,072 (+5.99%) | $5,160,521 (+26.14%) Land $4,432,500 Building $728,021 |
| 2023 | $65,944.00 (+59.56%) Homeowner's exemption | $4,091,136 (+61.75%) Land $3,350,970 Building $740,166 | $4,091,136 (+61.75%) Land $3,350,970 Building $740,166 |
| 2022 | $41,329.00 | $2,529,241 Land $2,171,925 Building $357,316 | $2,529,241 Land $2,171,925 Building $357,316 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 201 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 201 in force |
| Nearby Flood Claims | 312 (1979–2024) |
| Claims Outside the SFHA | 1 of 312 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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