Miami-Dade County property record for 465 Harbor Dr, Key Biscayne, FL 33149
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,877 sqft · built 1950 |
| Lot Size | 0.193 acres (8,393 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $417,000 (Aug 1997) |
| Tax Bill | $11,792 (2025) |
| Deeds & Mortgages | Oct 2020 Line of Credit Dec 2020 Transfer + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 24-4232-005-0250 |
| Primary APN | 24-4232-005-0250 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,877 sqft Living Area |
| Gross Area | 2,272 sqft |
| 1st Floor Area | 1,877 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1966 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Lot Area | 8,393 sqft (0.193 acres) |
| Lot Dimensions | 101 ft deep x 83.1 ft wide |
| Garage Area | 138 sqft |
| Porch | Slab |
| Porch Area | 60 sqft |
| Patio Area | 1,903 sqft |
| Street Address | 465 HARBOR DR |
|---|---|
| City | KEY BISCAYNE |
| State | FL |
| Zip | 33149-1704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 0100 |
| Legal Description | TROPICAL ISLE HOMES SUB 3RD ADDN PB 50-83 LOT 19BLK 13 LOT SIZE 8393 SQ OR 17765-0158 0897 1 |
| Legal Range | 42E |
| Legal Township | 54S |
| Legal Section | 32 |
| Legal Subdivision | TROPICAL ISLE HOMES SUB 3RD ADDN |
| Legal Block | 13 |
| Legal Lot Number | 19 |
| Jurisdiction | DADE FL |
| Township / Civil Division | KEY BISCAYNE |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 4602 |
Source: Miami-Dade County records, as of August 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 465 HARBOR DR, KEY BISCAYNE, FL 33149-1704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 5, 2020 | Deed of Trust, Mortgage · Line of Credit PENTAGON FCU |
| Dec 11, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| May 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage INTERCONTINENTAL CAP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 25, 1997 · Amount on Record |
| Deed Sale | Aug 25, 1997 · Amount on Record |
| Deed Book / Page | 17765 / 158 |
| Last Transfer Date | Nov 25, 2020 |
| Transfer Doc | 0000713773 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DADE FL |
| Property Address | 465 HARBOR DR, KEY BISCAYNE, FL 33149-1704 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 465 HARBOR DR, KEY BISCAYNE, FL 33149-1704 |
| Document Number | 0000561979 |
|---|---|
| Date | Oct 5, 2020 |
| Book Page | 32126/4746 |
| Instrument | 2020R0561979 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 7, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DADE FL |
| Recording Date | Dec 11, 2020 |
| Property Address | 465 HARBOR DR, KEY BISCAYNE, FL 33149-1704 |
| Document Number | 0000713773 |
| Book / Page | 032234 / 003466 |
| Instrument Date | Nov 25, 2020 |
| Instrument | 713773 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 465 HARBOR DR KEY BISCAYNE FL 331491704, KEY BISCAYNE, FL 33149-1704 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DADE FL |
| Property Address | 465 HARBOR DR, KEY BISCAYNE, FL 33149-1704 |
| Document Number | 0000286450 |
| Instrument Date | May 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2020 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 465 HARBOR DR KEY BISCAYNE FL 331491704, KEY BISCAYNE, FL 33149-1704 |
| Document Number | 0000286450 |
|---|---|
| Date | May 19, 2020 |
| Book Page | 031938/003877 |
| Instrument | 286450 |
| Name | INTERCONTINENTAL CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 18, 2050 |
Source: Miami-Dade County assessment roll, as of July 21, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Miami-Dade County |
| Municipality | Key Biscayne Village |
| Unified School District | Dade County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,792.00 (+3.92%) Homeowner's exemption | $695,537 (+5.99%) | $2,417,916 (+12.42%) Land $2,182,180 Building $235,736 |
| 2023 | $11,347.00 (+6.79%) Homeowner's exemption | $656,248 (+3%) | $2,150,862 (+26.38%) Land $1,930,390 Building $220,472 |
| 2022 | $10,626.00 Homeowner's exemption | $637,134 | $1,701,848 Land $1,481,364 Building $220,484 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 489 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 548 units insured incl. 59 condo units |
| Nearby Flood Claims | 790 (1979–2021) |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures