475 Harbor Dr, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 475 Harbor Dr, Key Biscayne, FL 33149

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 4,393 sqft · built 2005
Lot Size0.19 acres (8,292 sqft)
OwnerIndividual Name on File
Last Sale$4,887,000 (Aug 2024)
Tax Bill$61,197 (2025)
Flood ZoneZone AE (high risk)
APN24-4232-005-0260

Property Details

APN / Parcel Number

Primary APN24-4232-005-0260

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories3 Stories
Building Area4,393 sqft Living Area
Gross Area6,200 sqft
FlooringVinyl/Resilient

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2017
Exterior MaterialStucco
Construction TypeConcrete
Lot Area8,292 sqft (0.19 acres)
Lot Dimensions101 ft deep x 82 ft wide
Patio Area200 sqft
FenceFence

Location & Zoning

Street Address475 HARBOR DR
CityKEY BISCAYNE
StateFL
Zip33149-1704
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code0100:SINGLE FAM,GENERAL
Legal DescriptionTROPICAL ISLE HOMES SUB 3RD ADDN PB 50-83 LOT 20 BLK 13 LOT SIZE 8292 SQ FT OR 15632-3034 0892 1 COC 23200-4273 03 2005 1
Legal Range42
Legal Township54
Legal Section32
Legal SubdivisionTROPICAL ISLE HOMES SUB 3RD ADDN
Legal Block13
Legal Lot Number20
JurisdictionDADE FL
Township / Civil DivisionKEY BISCAYNE
Census Block Group3
Census Block3015
Census Tract4602

Owner

Source: Miami-Dade County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address475 HARBOR DRIVE LAND TRUST 475 HARBOR DR, KEY BISCAYNE, FL 33149
OccupancyOwner Occupied
Owner TypeIndividual, Secondary Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 7, 2024 · Amount on Record
Deed SaleAug 7, 2024 · Amount on Record
Prior SaleJun 21, 2016 · Amount on Record
Deed Document Number2024R0596578
Deed Book / Page34348 / 1740
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
MunicipalityKey Biscayne Village
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$61,197.00 (+70.38%) Homeowner's exemption$3,894,077 (+75.72%) Land $2,155,920 Building $1,738,157$3,894,077 (+19.46%) Land $2,155,920 Building $1,738,157
2023$35,917.00 (+3.53%) Homeowner's exemption$2,216,026 (+3%)$3,259,621 (+15.09%) Land $1,907,160 Building $1,352,461
2022$34,691.00 Homeowner's exemption$2,151,482$2,832,242 Land $1,463,538 Building $1,368,704

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 489 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies548 units insured
incl. 59 condo units
Nearby Flood Claims790 (1979–2021)
Most Recent ClaimOct 2021 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 69 claims
  • Hurricane Katrina, Aug 2005 · 44 claims
  • Hurricane Andrew, Aug 1992 · 565 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMDWASA - MAIN SYSTEM
serves 2,377,460 people · EPA ID FL4130871
Water SourceGroundwater
Last State InspectionDec 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile USA
Fixed Wireless
100 / 20

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