500 Harbor Dr, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 500 Harbor Dr, Key Biscayne, FL 33149

Property Summary

Property TypeSingle Family Home
Details5 bd · 5.5 ba · 5,562 sqft · built 2003
Lot Size0.253 acres (11,000 sqft)
Owner2 Company Names on Record
Last Sale$550,000 (Mar 2000)
Tax Bill$44,029 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Jul 2022 Transfer
Flood ZoneZone AE (high risk)
APN24-4232-005-0780

Property Details

APN / Parcel Number

Primary APN24-4232-005-0780

Interior

Bedrooms5 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area5,562 sqft Living Area
Gross Area6,996 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Lot Area11,000 sqft (0.253 acres)
Lot Dimensions112 ft deep x 95 ft wide
Patio Area300 sqft

Location & Zoning

Street Address500 HARBOR DR
CityKEY BISCAYNE
StateFL
Zip33149-1707
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code2000
Legal DescriptionTROPICAL ISLE HOMES SUB 3RD ADDN PB 50-83 LOT 7 BLK 16 LOT SIZE 11000.00 SQ FT OR 19039-2218 01/2000 1 COC 25576-2626 04 2007 5
Legal Range42E
Legal Township54S
Legal Section32
Legal SubdivisionTROPICAL ISLE HOMES SUB 3RD ADDN
Legal Block16
Legal Lot Number7
JurisdictionDADE FL
Township / Civil DivisionKEY BISCAYNE
Census Block Group3
Census Block3033
Census Tract4602

Owner

Source: Miami-Dade County records, as of July 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address500 HARBOR DR, KEY BISCAYNE, FL 33149-1707
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Feb 1, 2022Deed of Trust, Mortgage · Conventional Mortgage
CMG MORTGAGE INC
Jul 12, 2022Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 27, 2000 · Amount on Record
Deed SaleMar 27, 2000 · Amount on Record
Prior SaleMay 15, 1998 · Amount on Record
Deed Book / Page19039 / 2218
Last Transfer DateJun 30, 2022
Transfer Doc0000553497
Record UpdatedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address500 HARBOR DR, KEY BISCAYNE, FL 33149-1707
Transaction TypeMortgage
Record UpdatedApr 2, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address500 HARBOR DR, KEY BISCAYNE, FL 33149-1707

Mortgage

Document Number0000093923
DateFeb 1, 2022
Book Page32994/2574
Instrument2022R0093923
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
AddressSAN RAMON, CA 94583
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueFeb 1, 2032

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDADE FL
Recording DateJul 12, 2022
Property Address500 HARBOR DR, KEY BISCAYNE, FL 33149-1707
Document Number0000553497
Book / Page33283 / 2076
Map ReferenceMB 50 PG 83
Instrument DateJun 30, 2022
Instrument2022R0553497
Transaction TypeTransfer
Record UpdatedApr 2, 2024
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address500 HARBOR DR, KEY BISCAYNE, FL 33149-1707

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address500 HARBOR DR, KEY BISCAYNE, FL 33149-1707

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of July 21, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
MunicipalityKey Biscayne Village
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$44,029.00 (+2.35%) Homeowner's exemption$2,744,147 (+5.99%)$4,012,866 (+6.27%) Land $2,405,000 Building $1,607,866
2024$43,016.00 (+1.34%)
2023$42,449.00 (+4.93%) Homeowner's exemption$2,589,136 (+3%)$3,776,066 (+14.37%) Land $2,127,500 Building $1,648,566
2022$40,454.00 Homeowner's exemption$2,513,725$3,301,541 Land $1,632,625 Building $1,668,916

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 489 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies548 units insured
incl. 59 condo units
Nearby Flood Claims790 (1979–2021)
Most Recent ClaimOct 2021 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 69 claims
  • Hurricane Katrina, Aug 2005 · 44 claims
  • Hurricane Andrew, Aug 1992 · 565 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMDWASA - MAIN SYSTEM
serves 2,377,460 people · EPA ID FL4130871
Water SourceGroundwater
Last State InspectionDec 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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