527 Harbor Dr, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 527 Harbor Dr, Key Biscayne, FL 33149

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,212 sqft · built 2008
Lot Size	0.172 acres (7,513 sqft)
Owner	Owner Name on File
Last Sale	$875,000 (Oct 2001)
Tax Bill	$48,814 (2025)
Flood Zone	Zone AE (high risk)
APN	`24-4232-005-0050`

Property Details

APN / Parcel Number

Primary APN	`24-4232-005-0050`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	4,212 sqft Living Area
Gross Area	5,018 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Exterior Material	Stucco
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	7,513 sqft (0.172 acres)
Lot Dimensions	128 ft deep x 75 ft wide
Garage Area	316 sqft
Porch	Porch
Porch Area	166 sqft
Patio Area	400 sqft

Location & Zoning

Street Address	527 HARBOR DR
City	KEY BISCAYNE
State	FL
Zip	33149-1739
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0100:SINGLE FAM,GENERAL
Legal Description	TROPICAL ISLE HOMES SUB 3RD ADDN PB 50-83 LOT 7 BLK 11 LOT SIZE 7513.00 SQ FT OR 19968-1278 10/2001 1
Legal Range	42
Legal Township	54
Legal Section	32
Legal Subdivision	TROPICAL ISLE HOMES SUB 3RD ADDN
Legal Block	11
Legal Lot Number	7
Jurisdiction	DADE FL
Township / Civil Division	KEY BISCAYNE
Census Block Group	3
Census Block	3032
Census Tract	4602

Owner

Source: Miami-Dade County records · APN 24-4232-005-0050

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	527 HARBOR DR, KEY BISCAYNE, FL 33149-1739
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 19, 2001 · Amount on Record
Deed Sale	Oct 19, 2001 · Amount on Record
Prior Sale	Jun 19, 1998 · Amount on Record
Deed Document Number	1996801278
Deed Book / Page	19968 / 01278
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Miami-Dade County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Key Biscayne Village
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$48,814.00 (+11.3%)	$3,202,937 (+6.51%) Land $1,953,380 Building $1,249,557	$3,202,937 (+6.51%) Land $1,953,380 Building $1,249,557
2023	$43,857.00 (+12.48%)	$3,007,297 (+14.77%) Land $1,727,990 Building $1,279,307	$3,007,297 (+14.77%) Land $1,727,990 Building $1,279,307
2022	$38,992.00	$2,620,226 Land $1,326,044 Building $1,294,182	$2,620,226 Land $1,326,044 Building $1,294,182

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 25, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 489 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	548 units insured incl. 59 condo units
Nearby Flood Claims	790 (1979–2021)
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 69 claims Hurricane Katrina, Aug 2005 · 44 claims Hurricane Andrew, Aug 1992 · 565 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 533 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.